Allstate 2012 Annual Report Download - page 58
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participant deferrals and does not guarantee a stated rate Deferrals under the Deferred Compensation Plan are
of return. segregated into Pre 409A balances and Post 409A
balances. A named executive may elect to begin receiving
Deferrals under the Deferred Compensation Plan are a distribution of a Pre 409A balance immediately upon
credited with earnings or debited for losses based on the separation from service or in one of the first through fifth
results of the investment option or options selected by years after separation from service. The named executive
the participants. The investment options available in 2011 may elect to receive payment of a Pre 409A balance in a
under the Deferred Compensation Plan are: Stable Value, lump sum or in annual cash installment payments over a
S&P 500, International Equity, Russell 2000, Mid-Cap, period of two to ten years. An irrevocable distribution
and Bond Funds. Under the Deferred Compensation Plan, election is required before making any Post 409A
deferrals are not actually invested in these funds, but deferrals into the plan. The distribution options available
instead are credited with earnings or debited for losses to the Post 409A balances are similar to those available
based on the funds’ investment returns net of to the Pre 409A balances, except the earliest distribution
administration and investment expenses. Because the rate date is six months following separation from service.
of return is based on actual investment measures in our Upon proof of unforeseen emergency, a plan participant
401(k) plan, no above market earnings are paid. Our may be allowed to access certain funds in a deferred
Deferred Compensation Plan and 401(k) plan allow compensation account earlier than the dates specified
participants to change their investment elections daily. above.
Investment changes are effective the next business day.
The Deferred Compensation Plan is unfunded; participants
have only the rights of general unsecured creditors.
47
Executive Compensation Tables
| The Allstate Corporation
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