Wells Fargo 2013 Annual Report Download - page 183
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The following table provides FICO scores for consumer PCI loans.
December 31, 2013 December 31, 2012
(in millions)
Real estate
1-4 family
first
mortgage
Real estate
1-4 family
junior lien
mortgage Total
Real estate
1-4 family
first
mortgage
Real estate
1-4 family
junior lien
mortgage Total
By FICO:
< 600 $ 9,933 101 10,034 13,163 144 13,307
600-639 6,029 60 6,089 6,673 68 6,741
640-679 6,789 70 6,859 6,602 73 6,675
680-719 3,732 35 3,767 3,635 39 3,674
720-759 1,662 11 1,673 1,757 11 1,768
760-799 865 5 870 874 6 880
800+ 198 1 199 202 1 203
No FICO available 118 1 119 156 3 159
Total consumer PCI loans (adjusted unpaid principal balance) $ 29,326 284 29,610 33,062 345 33,407
Total consumer PCI loans (carrying value) $ 24,100 123 24,223 26,839 152 26,991
The following table shows the distribution of consumer PCI loans by LTV for real estate 1-4 family first mortgages and by CLTV for
real estate 1-4 family junior lien mortgages.
December 31, 2013 December 31, 2012
(in millions)
Real estate
1-4 family
first
mortgage
by LTV
Real estate
1-4 family
junior lien
mortgage
by CLTV Total
Real estate
1-4 family
first
mortgage
by LTV
Real estate
1-4 family
junior lien
mortgage
by CLTV Total
By LTV/CLTV:
0-60% $ 2,501 32 2,533 1,374 21 1,395
60.01-80% 8,541 42 8,583 4,119 30 4,149
80.01-100% 10,366 88 10,454 9,576 61 9,637
100.01-120% (1) 4,677 67 4,744 8,084 93 8,177
> 120% (1) 3,232 54 3,286 9,889 138 10,027
No LTV/CLTV available 9 1 10 20 2 22
Total consumer PCI loans (adjusted unpaid principal balance) $ 29,326 284 29,610 33,062 345 33,407
Total consumer PCI loans (carrying value) $ 24,100 123 24,223 26,839 152 26,991
(1) Reflects total loan balances with LTV/CLTV amounts in excess of 100%. In the event of default, the loss content would generally be limited to only the amount in excess of
100% LTV/CLTV.
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