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TOYOTA MOTOR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS—(Continued)
The tables below show the recorded investment for each credit quality of the finance receivable within the
wholesale and other dealer loan receivables portfolio segment in the United States and other regions as of
March 31, 2015 and 2016:
United States
The wholesale and other dealer loan receivables portfolio segment is primarily segregated into credit
qualities below based on internal risk assessments by dealers.
Performing: Account not classified as either Credit Watch, At Risk or Default
Credit Watch: Account designated for elevated attention
At Risk: Account where there is an increased likelihood that default may exist based on qualitative and
quantitative factors
Default: Account is not currently meeting contractual obligations or we have temporarily waived certain
contractual requirements
Yen in millions
March 31, 2015
Wholesale Real estate Working capital Total
Performing ....................................... 960,542 454,451 197,369 1,612,362
Credit Watch ..................................... 136,537 101,221 21,197 258,955
At Risk .......................................... 7,230 4,476 3,806 15,512
Default .......................................... 4,340 482 273 5,095
Total ........................................ 1,108,649 560,630 222,645 1,891,924
Yen in millions
March 31, 2016
Wholesale Real estate Working capital Total
Performing ....................................... 912,643 430,673 189,969 1,533,285
Credit Watch ..................................... 117,346 85,963 25,753 229,062
At Risk .......................................... 12,683 12,311 1,937 26,931
Default .......................................... 976 1,085 151 2,212
Total ........................................ 1,043,648 530,032 217,810 1,791,490
Other regions
Credit qualities of the wholesale and other dealer loan receivables portfolio segment in other regions are
also monitored based on internal risk assessments by dealers on a consistent basis as in the United States. These
accounts classified as “Credit Watch” or “At Risk” were not significant in other regions, and consequently the
tables below summarize information for two categories, “Performing” and “Default”.
Yen in millions
March 31, 2015
Wholesale Real estate Working capital Total
Performing ....................................... 428,889 292,007 505,675 1,226,571
Default .......................................... 2,859 2,250 475 5,584
Total ........................................ 431,748 294,257 506,150 1,232,155
F-24