NetSpend 2011 Annual Report Download - page 4

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Table of Contents
TABLE OF CONTENTS
Page
PART I
Item 1.
Business
2
Item 1A.
Risk Factors
13
Item 1B.
Unresolved Staff Comments
24
Item 2.
Properties
24
Item 3.
Legal Proceedings
24
Item 4.
Mine Safety Disclosures
25
PART II
Item 5.
Market for Registrant's Common Equity, Related Stockholder Matters and
Issuer Purchases of Equity Securities
26
Item 6.
Selected Financial Data
29
Item 7.
Management's Discussion and Analysis of Financial Condition and Results of
Operations
33
Item 7A.
Quantitative and Qualitative Disclosures About Market Risk
51
Item 8.
Financial Statements and Supplementary Data
51
Item 9.
Changes in and Disagreements with Accountants on Accounting and Financial
Disclosure
51
Item 9A.
Controls and Procedures
51
PART III
Item 10.
Directors, Executive Officers and Corporate Governance
53
Item 11.
Executive Compensation
53
Item 12.
Security Ownership of Certain Beneficial Owners and Management and
Related Stockholder Matters
53
Item 13.
Certain Relationships and Related Transactions, and Director Independence
54
Item 14.
Principal Accounting Fees and Services
54
PART IV
Item 15.
Exhibits, Financial Statement Schedules
55