NetSpend 2011 Annual Report Download - page 151

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investment options shall not be effective with respect to any period prior to the effective date of such change.
8.4
Investment Allocations. A Participant’s investment allocation constitutes a deemed, not actual, investment among the investment
options comprising the investment menu. At no time shall a Participant have any real or beneficial ownership in any investment option
included in the investment menu, nor shall the Participating Employer or any trustee acting on its behalf have any obligation to
purchase actual securities as a result of a Participant’s investment allocation. A Participant’
s investment allocation shall be used solely
for purposes of adjusting the value of a Participant’s Account Balances.
A Participant shall specify an investment allocation for each of his or her Accounts in accordance with procedures established by the
Committee. Allocation among the investment options must be designated in increments of 1%. The Participant’s investment
allocation will become effective on the same Business Day or, in the case of investment allocations received after a time specified by
the Committee, the next Business Day.
A Participant may change an investment allocation on any Business Day, both with respect to future credits to the Plan and with
respect to existing Account Balances, in accordance with procedures adopted by the Committee. Changes shall become effective on
the same Business Day or, in the case of investment allocations received after a time specified by the Committee, the next Business
Day, and shall be applied prospectively.
8.5
Unallocated Deferrals and Accounts. If the Participant fails to make an investment allocation with respect to an Account, such
Account shall be invested in an investment option, the primary objective of which is the preservation of capital, as determined by the
Committee.
8.6
Company Stock. The Committee may include Company Stock as one of the investment options described in Section 8.3. The
Committee may, in its sole discretion, limit the investment allocation of Company Contributions to Company Stock. The Committee
may also require Deferrals consisting of equity-based Compensation to be allocated to Company Stock.
8.7
Diversification. Unless otherwise determined by the Committee, a Participant may not re-allocate an investment in Company Stock
into another investment option. The portion of an Account that is invested in Company Stock will be paid under Article VI in the form
of whole shares of Company Stock.
8.8
Effect on Installment Payments.
If an Account is to be paid in installments, the Committee will determine the portion of each payment
that will be paid in the form of Company Stock.
8.9
Dividend Equivalents. Dividend equivalents with respect to Company Stock that has been credited to a Participant’s Account will be
paid in a single lump sum to a Participant within sixty (60) days after the corresponding dividends are paid to the Company’s
16