Western Union 2012 Annual Report Download - page 10
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5
• liabilities resulting from litigation, including class-action lawsuits and similar matters, including costs, expenses, settlements
and judgments;
• failure to comply with regulations regarding consumer privacy and data use and security;
• effects of unclaimed property laws;
• failure to maintain sufficient amounts or types of regulatory capital to meet the changing requirements of our regulators
worldwide;
• changes in accounting standards, rules and interpretations;
Other Events
• adverse tax consequences from our spin-off from First Data Corporation;
• catastrophic events; and
• management's ability to identify and manage these and other risks.