TCF Bank 2014 Annual Report Download - page 84

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The following table summarizes impaired loans.
At December 31,
2014 2013
Unpaid Related Unpaid Related
Contractual Loan Allowance Contractual Loan Allowance
(In thousands) Balance Balance Recorded Balance Balance Recorded
Impaired loans with an allowance
recorded:
Consumer real estate:
First mortgage lien $114,526 $101,668 $18,140 $553,736 $521,248 $107,841
Junior lien 65,413 55,405 9,427 85,309 72,548 12,989
Total consumer real estate 179,939 157,073 27,567 639,045 593,796 120,830
Commercial:
Commercial real estate 58,157 54,412 3,772 84,851 71,785 7,594
Commercial business 18 18 1 9,917 4,380 880
Total commercial 58,175 54,430 3,773 94,768 76,165 8,474
Leasing and equipment finance 8,257 8,257 1,457 8,238 8,238 717
Inventory finance 1,754 1,758 393 6,741 6,741 284
Auto finance 3,074 2,928 1,184 373 308 95
Other 92 89 4 97 94 4
Total impaired loans with an
allowance recorded 251,291 224,535 34,378 749,262 685,342 130,404
Impaired loans without an allowance
recorded:
Consumer real estate:
First mortgage lien 53,606 35,147 59,233 43,025
Junior lien 33,796 7,398 26,710 4,306
Total consumer real estate 87,402 42,545 85,943 47,331
Commercial:
Commercial real estate 57,809 50,500 102,523 79,833
Commercial business 482 480 5,410 5,412
Total commercial 58,291 50,980 107,933 85,245
Inventory finance 848 851 –– –
Auto finance 1,484 748 317 162
Total impaired loans without an
allowance recorded 148,025 95,124 194,193 132,738
Total impaired loans $399,316 $319,659 $34,378 $943,455 $818,080 $130,404
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