TCF Bank 2014 Annual Report Download - page 116

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Item 9. Changes in and Disagreements With Accountants on Accounting
and Financial Disclosure
None.
Item 9A. Controls and Procedures
Disclosure Controls and Procedures The Company carried out an evaluation, under the supervision and with the participation
of the Company’s management, including the Company’s Chief Executive Officer (Principal Executive Officer), Chief Financial
Officer (Principal Financial Officer) and Chief Accounting Officer (Principal Accounting Officer), of the effectiveness of the design
and operation of the Company’s disclosure controls and procedures pursuant to Rules 13a-15 and 15d-15 of the Securities
Exchange Act of 1934, as amended (the ‘‘Exchange Act’’). Based upon that evaluation, management concluded that the
Company’s disclosure controls and procedures were effective as of December 31, 2014.
Disclosure controls and procedures are designed to ensure that information required to be disclosed by TCF in reports filed or
submitted under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in the
SEC’s rules and forms. Disclosure controls are also designed with the objective of ensuring that such information is accumulated
and communicated to the Company’s management, including the Chief Executive Officer (Principal Executive Officer), Chief
Financial Officer (Principal Financial Officer) and Chief Accounting Officer (Principal Accounting Officer), as appropriate, to allow
for timely decisions regarding required disclosure. TCF’s disclosure controls also include internal controls that are designed to
provide reasonable assurance that transactions are properly authorized, assets are safeguarded against unauthorized or improper
use and that transactions are properly recorded and reported.
Changes in Internal Control Over Financial Reporting There were no changes to TCF’s internal control over financial
reporting (as defined in Rule 13a-15(f) of the Exchange Act) during the quarter ended December 31, 2014, that materially
affected, or are reasonably likely to materially affect, TCF’s internal control over financial reporting.
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