TCF Bank 2012 Annual Report Download - page 3
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Over the past few years, the economic crisis and
regulatory changes have challenged the traditional
banking model. As a result, TCF is Building a Better Way.
Throughout 2012, TCF completed several signicant
actions that have become the building blocks for
current and future success. From the expansion
of national lending platforms to a balance sheet
repositioning and the return of TCF’s free checking
product, TCF has taken the steps to generate results
in 2013 and beyond.
Annual Report on Form 10-K
01 Business
07 Risk Factors
19 Selected Financial Data
21 Management’s Discussion and Analysis
57 Consolidated Financial Statements
62 Notes to Consolidated Financial Statements
107 Other Financial Data
Additional Information
120 Corporate Information
123 Stockholder Information
125 Corporate Philosophy
Table of Contents
02 Letter to Our Stockholders
12 Board of Directors
{ 2012 Annual Report } { 01 }