HSBC 2001 Annual Report Download - page 184

HSBC HOLDINGS PLC
Notes on the Financial Statements (continued)
182
15 Loans and advances to banks
2001 2000
US$m US$m
Remaining maturity:
– repayable on demand.............................................................................................. 16,039 19,332
– 3 months or less but not repayable on demand....................................................... 72,785 90,546
– 1 year or less but over 3 months............................................................................. 13,530 13,650
– 5 years or less but over 1 year ................................................................................ 1,849 1,797
– over 5 years ............................................................................................................ 460 737
Specific bad and doubtful debt provisions (Note 17) ................................................ (22) (30)
104,641 126,032
Amounts include:
Due from joint ventures
– unsubordinated ....................................................................................................... 8
–
Due from associates
– unsubordinated ....................................................................................................... 147 66
16 Loans and advances to customers
2001 2000
US$m US$m
Remaining maturity:
– repayable on demand or at short notice .................................................................. 51,980 45,726
– 3 months or less but not repayable on demand or at short notice........................... 61,851 58,556
– 1 year or less but over 3 months............................................................................. 37,886 37,123
– 5 years or less but over 1 year ................................................................................ 82,811 77,201
– over 5 years ............................................................................................................ 82,282 79,398
General and specific bad and doubtful debt provisions (Note 17)............................. (8,161) (8,167)
308,649 289,837
Amounts include:
Subordinated advances .............................................................................................. 149 170
Securitised advances not qualifying for linked presentation under FRS 5
‘Reporting the Substance of Transactions’ ............................................................. 678 1,835
Due from joint ventures
– unsubordinated ....................................................................................................... 879 85
Due from associates
– subordinated ........................................................................................................... 10
–
– unsubordinated ....................................................................................................... 215 239
Securitisation transactions
Loans and advances to customers include balances that have been securitised. Certain of these balances meet the
requirements for linked presentation under FRS 5.
The non-recourse finance has been netted against customer loans as follows:
2001 2000
US$m US$m
Customer loans.......................................................................................................... 1,865 –
Non-recourse finance ................................................................................................ (1,659) –
Funding provided by HSBC 206 –