HSBC 2001 Annual Report Download - page 123

HSBC HOLDINGS PLC
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121
Loan maturity and interest sensitivity analysis
There follows a geographic analysis of loan maturity and interest sensitivity by loan type on a contractual repayment
basis as at 31 December 2001. All amounts are net of suspended interest.
Europe
H
on
g
K
on
g
R
est o
f
Asia-
Pacific
North
America
Latin
America Tota
l
US$m US$m US$m US$m US$m US$m
Maturity of 1 year or less
Loans and advances to banks*............................... 38,917 42,503 10,785 7,798 2,351 102,354
Commercial loans to customers
– Commercial, industrial and international trade .. 23,762 7,135 9,271 5,240 1,704 47,112
– Real estate and other property related ................ 5,842 4,677 2,686 3,228 132 16,565
– Non-bank financial institutions .......................... 9,554 891 752 12,090 136 23,423
– Governments ...................................................... 400 32 368 551 1 1,352
– Other commercial ............................................... 13,368 2,207 3,622 11,638 444 31,279
52,926 14,942 16,699 32,747 2,417 119,731
Hong Kong SAR Government Home
Ownership Scheme.............................................
–
522
–
–
–
522
Residential mortgages and other personal loans .... 12,838 8,126 3,376 5,751 1,373 31,464
Loans and advances to customers .......................... 65,764 23,590 20,075 38,498 3,790 151,717
Total loans maturing in one year or less ................ 104,681 66,093 30,860 46,296 6,141 254,071
Maturity after 1 year but within 5 years
Loans and advances to banks................................. 1,331 13 450 39 16 1,849
Commercial loans to customers
– Commercial, industrial and international ........... 10,101 2,168 1,686 2,835 367 17,157
– Real estates and other property related............... 4,768 6,873 1,417 4,041 58 17,157
– Non-bank financial institutions .......................... 1,201 628 140 317 27 2,313
– Governments ...................................................... 892 508 341 66 91 1,898
– Other commercial ............................................... 5,035 2,878 1,665 1,272 153 11,003
21,997 13,055 5,249 8,531 696 49,528
Hong Kong SAR Government Home.....................
–
1,840
–
–
–
1,840
Residential mortgages and other personal loans .... 12,132 8,080 2,480 8,283 468 31,443
Loans and advances to customers .......................... 34,129 22,975 7,729 16,814 1,164 82,811
Total loans maturing after 1 year but within
5 years ................................................................ 35,460 22,988 8,179 16,853 1,180 84,660
*Excludes sight balances with central banks