HSBC 2001 Annual Report Download - page 101

99
Europe Hong Kong
Rest o
f
Asia-
Pacific
Nort
h
America
Lati
n
America
Gross
loans an
d
advances to
customers
Gross loans
b
y custome
r
type as a
% of total
gross
loans
Provisions
for ba
d
an
d
doubtful
debts
US$
m
US$
m
US$
m
US$
m
US$
m
US$
m
%US$
m
31 December 1998
Personal:
Residential mortgages ......................... 20,716 25,051 2,746 13,059 640 62,212 25.7 (156)
Hong Kong SAR Government Home
Ownership Scheme ......................... –6,291 –––6,291 2.6
–
Other personal..................................... 12,000 4,257 3,322 5,265 888 25,732 10.6 (789)
Total personal...................................... 32,716 35,599 6,068 18,324 1,528 94,235 38.9 (945)
Corporate and commercial:
Commercial, industrial and
international trade........................... 28,224 10,952 13,189 6,444 2,602 61,411 25.3 (1,973)
Commercial real estate ........................ 6,418 9,420 3,601 4,615 62 24,116 9.9 (232)
Other property-relate
d
......................... 2,110 2,248 2,126 1,591 174 8,249 3.4 (194)
Governmen
t
......................................... 3,381 551 567 651 135 5,285 2.2 (141)
Other commercial*.............................. 15,200 7,377 5,071 3,934 885 32,467 13.4 (967)
Total corporate and commercial .......... 55,333 30,548 24,554 17,235 3,858 131,528 54.2 (3,507)
Financial:
Non-bank financial institutions 4,638 2,259 1,527 3,238 101 11,763 4.9 (156)
Settlement accounts............................. 877 78 231 3,734 43 4,963 2.0
–
Total financial ..................................... 5,515 2,337 1,758 6,972 144 16,726 6.9 (156)
Total gross loans and advances to
customers........................................ 93,564 68,484 32,380 42,531 5,530 242,489 100.0 (4,608 )
General provisions............................... (2,019)
Suspended interes
t
............................... (567)
Total.................................................... 241,922 (6,627)
31 December 1997
Personal:
Residential mortgages ......................... 19,133 24,364 2,233 13,858 414 60,002 24.4 (58)
Hong Kong SAR Government Home
Ownership Scheme ......................... –4,631 –––4,631 1.9
–
Other personal..................................... 10,236 4,367 3,187 5,597 788 24,175 9.8 (509)
Total personal...................................... 29,369 33,362 5,420 19,455 1,202 88,808 36.1 (567)
Corporate and commercial:
Commercial, industrial and
international trade........................... 28,277 11,947 14,464 5,601 2,267 62,556 25.4 (1,047)
Commercial real estate ........................ 6,092 10,424 3,660 4,955 14 25,145 10.2 (240)
Other property-relate
d
......................... 2,023 2,569 1,757 1,585 148 8,082 3.3 (102)
Governmen
t
......................................... 3,530 120 277 576 11 4,514 1.8 (148)
Other commercial*.............................. 13,943 7,649 5,171 3,811 786 31,360 12.7 (923)
Total corporate and commercial .......... 53,865 32,709 25,329 16,528 3,226 131,657 53.4 (2,460)
Financial:
Non-bank financial institutions 5,569 5,283 1,632 8,230 649 21,363 8.7 (84)
Settlement accounts............................. 1,248 182 211 2,644 54 4,339 1.8
–
Total financial ..................................... 6,817 5,465 1,843 10,874 703 25,702 10.5 (84)
Total gross loans and advances to
customers........................................ 90,051 71,536 32,592 46,857 5,131 246,167 100.0 (3,111)
General provisions............................... (2,021)
Suspended interes
t
............................... (614)
Total.................................................... 245,553 (5,132)