Cigna 2008 Annual Report Download - page 20

TABLE OF CONTENTS
Page
PART I
Item 1. Business
A. Description of Business..................................................................................................... 1
B. Financial Information about Business Segments............................................................... 1
C. Health Care........................................................................................................................ 1
D. Disability and Life............................................................................................................. 11
E. International ...................................................................................................................... 14
F. Run-off Reinsurance ......................................................................................................... 16
G. Other Operations ............................................................................................................... 18
H. Investments and Investment Income ................................................................................. 21
I. Regulation ......................................................................................................................... 24
J. Ratings............................................................................................................................... 28
K. Miscellaneous.................................................................................................................... 30
Item 1A. Risk Factors ............................................................................................................................. 31
Item 1B. Unresolved Staff Comments ................................................................................................... 39
Item 2. Properties ................................................................................................................................. 39
Item 3. Legal Proceedings .................................................................................................................... 39
Item 4. Submission of Matters to a Vote of Security Holders.............................................................. 39
Executive Officers of the Registrant.............................................................................................................. 40
PART II
Item 5. Market for Registrant’s Common Equity and Related Stockholder Matters and Issuer
Purchases of Equity Securities.............................................................................................. 41
Item 6. Selected Financial Data............................................................................................................ 42
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of
Operations............................................................................................................................. 43
Item 7A. Quantitative and Qualitative Disclosures about Market Risk................................................... 81
Item 8. Financial Statements and Supplementary Data ........................................................................ 82
Item 9. Changes in and Disagreements With Accountants on Accounting and Financial
Disclosure ............................................................................................................................. 139
Item 9A. Controls and Procedures .......................................................................................................... 139
Item 9B. Other Information..................................................................................................................... 140
PART III
Item 10. Directors and Executive Officers of the Registrant.................................................................. 140
A. Directors of the Registrant ................................................................................................ 140
B. Executive Officers of the Registrant ................................................................................. 140
C. Code of Ethics and Other Corporate Governance Disclosures.......................................... 140
Item 11. Executive Compensation.......................................................................................................... 140
Item 12. Security Ownership of Certain Beneficial Owners and Management and
Related Stockholder Matters .................................................................................................. 141
Item 13. Certain Relationships and Related Transactions ...................................................................... 141
Item 14. Principal Accounting Fees and Services .................................................................................. 141
PART IV
Item 15. Exhibits and Financial Statement Schedules............................................................................ 141
Signatures ...................................................................................................................................................... 143
Index to Financial Statement Schedules ........................................................................................................ FS-1
Index to Exhibits............................................................................................................................................ E-1