Cigna 2008 Annual Report Download - page 15
Download and view the complete annual report
Please find page 15 of the 2008 Cigna annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.-
1 -
2
-
3
-
4
-
5 -
6 -
7 -
8 -
9 -
10 -
11 -
12 -
13 -
14 -
15 -
16 -
17 -
18 -
19 -
20 -
21 -
22 -
23 -
24 -
25 -
26
-
27
-
28
-
29
-
30
-
31
-
32
-
33
-
34
-
35
-
36
-
37
-
38
-
39
-
40
-
41
-
42
-
43
-
44
-
45
-
46
-
47
-
48
-
49
-
50
-
51
-
52
-
53
-
54
-
55
-
56
-
57
-
58
-
59
-
60
-
61
-
62
-
63
-
64
-
65
-
66
-
67
-
68
-
69
-
70
-
71
-
72
-
73
-
74
-
75
-
76
-
77
-
78
-
79
-
80
-
81
-
82
-
83
-
84
-
85
-
86
-
87
-
88
-
89
-
90
-
91
-
92
-
93
-
94
-
95
-
96
-
97
-
98
-
99
-
100
-
101
-
102
-
103
-
104
-
105
-
106
-
107
-
108
-
109
-
110
-
111
-
112
-
113
-
114
-
115
-
116
-
117
-
118
-
119
-
120
-
121
-
122
-
123
-
124
-
125
-
126
-
127
-
128
-
129
-
130
-
131
-
132
-
133
-
134
-
135
-
136
-
137
-
138
-
139
-
140
-
141
-
142
-
143
-
144
-
145
-
146
-
147
-
148
-
149
-
150
-
151
-
152
-
153
-
154
-
155
-
156
-
157
-
158
-
159
-
160
-
161
-
162
-
163
-
164
-
165
-
166
-
167
-
168
-
169
-
170
-
171
-
172
-
173
-
174
-
175
-
176
-
177
-
178
-
179
-
180
-
181
-
182
-
183
-
184
-
185
-
186
-
187
-
188
-
189
-
190
-
191
-
192
 |
 |
Products and Services
Medical: wide spectrum of insured and self-insured
medical plan options including Consumer-Directed
Health Plans (Health Reimbursement Arrangements,
Health Savings Accounts and Flexible Spending
Accounts); Health Maintenance Organization (HMO),
Network, Point of Service, Open Access Plus, Preferred
Provider Organization (PPO), and Individual and
Voluntary plans; and Stop Loss coverage
Pharmacy: tiered benefi t designs with a range of
formulary plans; mail-order, online and retail pharmacy
Dental: DHMO, DPPO, DEPO, indemnity and blended
plans; and a dental discount program
13
Products and Services
Life, accident and supplemental health insurance:
direct-marketed supplemental health products,
such as cash for hospital stay and critical illness
diagnosis; dental, personal accident, term and
variable life insurance, and credit protection
Expatriate benefi ts: medical, dental, behavioral,
vision, pharmacy, personal accident, disability,
business travel and life insurance; and wellness
programs for expatriate employees
Health care: medical and related products
provided through employer group benefi ts
programs in select countries
Products and Services
Short- and long-term disability insurance
and management
Family and Medical Leave Act management
Integration of disability services with
CIGNA HealthCare medical and specialty plans
Comprehensive employee assistance programs
available with disability and life products
Disease management programs available with
disability and life products
Group basic term life insurance and group
voluntary term life insurance with benefi ciary
services; group universal life insurance
Vision: PPO, indemnity and managed care plans
Behavioral: mental health, behavior modifi cation,
substance abuse, work/life and employee assistance
programs
Seniors: Medicare Part D plans in 50 states, Medicare
Advantage plans with and without prescription
coverage in 28 states, and a Medicare HMO in Arizona
Care management: health coaching, disease and
condition management, and lifestyle management
programs
Group basic accident insurance, group voluntary
accident insurance, business travel accident
insurance with benefi ciary services, travel
assistance programs, identity theft program
Workers’ compensation and disability case
management with medical bill review, pharmacy
benefi t management, utilization management
and return-to-work programs