Cigna 2015 Annual Report Download - page 30

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This Annual Report on Form 10-K contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of
1995. Forward-looking statements are based on Cignas current expectations and projections about future trends, events and uncertainties. These
statements are not historical facts. Forward-looking statements may include, among others, statements concerning our business strategy and
strategic or operational initiatives including our ability to deliver personalized and innovative solutions for customers and clients; future growth
and expansion; future financial or operating performance; economic, regulatory or competitive environments; our projected cash position, future
pension funding and financing or capital deployment plans; the proposed merger between Cigna and Anthem, Inc. (‘Anthem’); statements
regarding the timing of resolution of the issues raised by the Centers for Medicare and Medicaid Services (‘‘CMS’’); and other statements
regarding Cignas future beliefs, expectations, plans, intentions, financial condition or performance. You may identify forward-looking statements
by the use of words such as ‘‘believe,’’ ‘expect,’’ ‘‘plan,’’ ‘‘intend,’’ ‘anticipate,’’ ‘‘estimate,’’ ‘predict,’’ ‘potential,’’ ‘may,’’ ‘should,’’ ‘‘will’’ or other
words or expressions of similar meaning, although not all forward-looking statements contain such terms.
Forward-looking statements are subject to risks and uncertainties, both known and unknown, that could cause actual results to differ materially
from those expressed or implied in forward-looking statements. Such risks and uncertainties include, but are not limited to: our ability to achieve
our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and
maintain good relationships with physicians, hospitals and other health care providers; our ability to identify potential strategic acquisitions or
transactions and realize the expected benefits of such strategic transactions; the substantial level of government regulation over our business and
the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits including the
CMS review and sanctions, investigations, actions and guaranty fund assessments; uncertainties surrounding participation in government-
sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable
industry, economic or political conditions including foreign currency movements; the timing and likelihood of completion of the proposed
merger, including the timing, receipt and terms and conditions of any required governmental and regulatory approvals for the proposed merger
that could reduce anticipated benefits or cause the parties to abandon the transaction; the possibility that the expected synergies and value creation
from the proposed merger will not be realized or will not be realized within the expected time period; the risk that the businesses of Cigna and
Anthem will not be integrated successfully; disruption from the proposed merger making it more difficult to maintain business and operational
relationships; the risk that unexpected costs will be incurred; the possibility that the proposed merger does not close, including a failure to satisfy
the closing conditions; the risk that financing for the proposed merger may not be available on favorable terms, as well as more specific risks and
uncertainties discussed in Part I, Item 1A – Risk Factors and Part II, Item 7 – Management’s Discussion and Analysis of Financial Condition and
Results of Operations of this Form 10-K and as described from time to time in our future reports filed with the Securities and Exchange
Commission (the ‘‘SEC’’) as well as the risks and uncertainties described in Anthems most recent report on Form 10-K and subsequent reports
filed with the SEC.
You should not place undue reliance on forward-looking statements that speak only as of the date they are made, are not guarantees of future
performance or results, and are subject to risks, uncertainties and assumptions that are difficult to predict or quantify. Cigna undertakes no
obligation to update or revise any forward-looking statement, whether as a result of new information, future events or otherwise, except as may be
required by law.
CAUTIONARY NOTE REGARDING FORWARD-
LOOKING STATEMENTS