Cigna 2015 Annual Report Download - page 28

Table of Contents
Page
CAUTIONARY STATEMENT
PART I 1
Item 1. Business
•Overview ...................................................................................................................... 1
•Global Health Care .......................................................................................................... 3
•Global Supplemental Benefits ............................................................................................. 9
•Group Disability and Life ................................................................................................ 11
•Other Operations .......................................................................................................... 13
•Investments and Investment Income ................................................................................... 13
•Regulation ................................................................................................................... 14
•Miscellaneous ............................................................................................................... 18
Item 1A. Risk Factors ............................................................................................................................... 19
Item 1B. Unresolved Staff Comments.......................................................................................................29
Item 2. Properties ................................................................................................................................... 29
Item 3. Legal Proceedings....................................................................................................................... 29
Item 4. Mine Safety Disclosures ............................................................................................................. 29
EXECUTIVE OFFICERS OF THE REGISTRANT .................................................................................. 30
PART II 31
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases
of Equity Securities .................................................................................................................... 31
Item 6. Selected Financial Data .............................................................................................................. 33
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations.............. 34
Item 7A. Quantitative and Qualitative Disclosures about Market Risk...................................................... 57
Item 8. Financial Statements and Supplementary Data ........................................................................... 58
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure........... 116
Item 9A. Controls and Procedures .......................................................................................................... 116
Item 9B. Other Information ................................................................................................................... 116