HSBC 2006 Annual Report Download - page 164

HSBC HOLDINGS PLC
Report of the Directors: Financial Review (continued)
Other financial information > Certificates of deposit and other time deposits / Off-balance sheet arrangements
162
Certificates of deposit and other time deposits
At 31 December 2006, the maturity analysis of certificates of deposit and other wholesale time deposits, by
remaining maturity, was as follows:
3 months
or less
After
3 months
but within
6 months
After
6 months
but within
12 months
After
12 months
Total
US$m US$m US$m US$m US$m
Europe
Certificates of deposit .......................... 16,471 1,721 170 – 18,362
Time deposits:
– banks .................................................. 26,492 3,089 1,611 3,227 34,419
– customers ........................................... 58,703 3,684 1,625 3,776 67,788
101,666 8,494 3,406 7,003 120,569
Hong Kong
Certificates of deposit .......................... 608 738 1,999 6,701 10,046
Time deposits:
– banks .................................................. 1,312 88 64 34 1,498
– customers ........................................... 15,337 300 293 1,227 17,157
17,257 1,126 2,356 7,962 28,701
Rest of Asia-Pacific
Certificates of deposit .......................... 3,916 986 855 299 6,056
Time deposits:
– banks .................................................. 3,610 1,165 109 191 5,075
– customers ........................................... 9,677 490 223 1,800 12,190
17,203 2,641 1,187 2,290 23,321
North America
Certificates of deposit .......................... – – – – –
Time deposits:
– banks .................................................. 3,792 255 345 – 4,392
– customers ........................................... 12,152 1,317 1,709 1,669 16,847
15,944 1,572 2,054 1,669 21,239
Latin America
Certificates of deposit .......................... – – – 389 389
Time deposits:
– banks .................................................. 1,884 492 321 817 3,514
– customers ........................................... 9,282 546 1,089 689 11,606
11,166 1,038 1,410 1,895 15,509
Total
Certificates of deposit .......................... 20,995 3,445 3,024 7,389 34,853
Time deposits:
– banks .................................................. 37,090 5,089 2,450 4,269 48,898
– customers ........................................... 105,151 6,337 4,939 9,161 125,588
163,236 14,871 10,413 20,819 209,339
The geographical analysis of deposits is based on the location of the office in which the deposits are recorded
and excludes balances with HSBC companies. The majority of certificates of deposit and time deposits are in
amounts of US$100,000 and over or the equivalent in other currencies.