HSBC 2001 Annual Report Download - page 188

HSBC HOLDINGS PLC
Notes on the Financial Statements (continued)
186
18 Concentrations of exposure
HSBC has the following concentrations of gross loans and advances to customers:
Europe†
H
on
g
K
on
g
R
est o
f
Asia-
Pacific North America Latin America Tota
l
†
US$
m
US$
m
US$
m
US$
m
US$
m
US$
m
Total gross advances to
customers:
Residential mortgages .................. 27,282 23,125 5,134 21,809 865 78,215
Hong Kong SAR Government
Home Ownership Scheme......... – 8,123 –
–
–
8,123
Other personal .............................. 21,065 6,227 4,280 6,113 1,440 39,125
Total personal............................... 48,347 37,475 9,414 27,922 2,305 125,463
Commercial, industrial and
international trade ..................... 38,476 9,662 11,282 8,600 2,138 70,158
Commercial real estate ................. 9,475 8,474 2,412 5,826 128 26,315
Other property related................... 3,630 4,710 2,174 3,990 90 14,594
Government .................................. 2,393 543 900 725 778 5,339
Other commercial* ....................... 20,510 6,349 5,559 4,203 644 37,265
Total corporate and commercial ... 74,484 29,738 22,327 23,344 3,778 153,671
Non-bank financial institutions .... 11,329 1,546 908 12,524 166 26,473
Settlement accounts...................... 2,361 223 189 8,984 4 11,761
Total financial............................... 13,690 1,769 1,097 21,508 170 38,234
At 31 December 2001.................. 136,521 68,982 32,838 72,774 6,253 317,368
Residential mortgages .................. 24,048 23,121 3,723 19,641 1,099 71,632
Hong Kong SAR Government
Home Ownership Scheme......... – 7,353 –
–
–
7,353
Other personal .............................. 20,537 4,923 3,860 6,694 1,517 37,531
Total personal............................... 44,585 35,397 7,583 26,335 2,616 116,516
Commercial, industrial and
international trade ..................... 38,012 9,584 11,644 8,831 3,246 71,317
Commercial real estate ................. 10,053 8,293 2,773 6,865 127 28,111
Other property related................... 3,121 3,850 1,816 4,053 175 13,015
Government.................................. 2,572 130 574 710 55 4,041
Other commercial* ....................... 19,570 7,459 5,516 3,710 980 37,235
Total corporate and commercial ... 73,328 29,316 22,323 24,169 4,583 153,719
Non-bank financial institutions .... 10,374 1,664 683 8,593 188 21,502
Settlement accounts...................... 3,946 142 361 2,464 41 6,954
Total financial............................... 14,320 1,806 1,044 11,057 229 28,456
At 31 December 2000................... 132,233 66,519 30,950 61,561 7,428 298,691
* Other commercial includes advances in respect of agriculture, transport, energy and utilities.
†The figures for 31 December 2000 have been presented on a consistent basis with 31 December 2001 for residential mortgages
and other personal lending.
The geographical information shown above has been classified by the location of the principal operations of the
subsidiary undertaking, or in the case of The Hongkong and Shanghai Banking Corporation Limited, HSBC Bank
plc, HSBC Bank Middle East and HSBC Bank USA, by location of the branch responsible for advancing the funds.