HSBC 2001 Annual Report Download - page 100

HSBC HOLDINGS PLC
Financial Review (continued)
98
Europe† Hong Kong
Rest o
f
Asia-
Pacific
Nort
h
America
Lati
n
America
Gross
loans an
d
advances to
customers †
Gross loans
b
y custome
r
type as a
% of total
gross
loans
Provisions
for ba
d
an
d
doubtful
debts
US$
m
US$
m
US$
m
US$
m
US$
m
US$
m
%US$
m
31 December 2000
Personal:
Residential mortgages ......................... 24,048 23,121 3,723 19,641 1,099 71,632 24.0 (324)
Hong Kong SAR Government Home
Ownership Scheme......................... –7,353 –––7,353 2.5 –
Other personal..................................... 20,537 4,923 3,860 6,694 1,517 37,531 12.5 (1149)
Total personal ..................................... 44,585 35,397 7,583 26,335 2,616 116,516 39.0 (1,473)
Corporate and commercial:
Commercial, industrial and
international trade........................... 38,012 9,584 11,644 8,831 3,246 71,317 23.9 (2,663)
Commercial real estate........................ 10,053 8,293 2,773 6,865 127 28,111 9.4 (307)
Other property-relate
d
......................... 3,121 3,850 1,816 4,053 175 13,015 4.4 (376)
Governmen
t
........................................ 2,572 130 574 710 55 4,041 1.4 (44)
Other commercial*.............................. 19,570 7,459 5,516 3,710 980 37,235 12.4 (924)
Total corporate and commercial .......... 73,328 29,316 22,323 24,169 4,583 153,719 51.5 (4,314)
Financial:
Non-bank financial institutions 10,374 1,664 683 8,593 188 21,502 7.2 (278)
Settlement accounts............................. 3,946 142 361 2,464 41 6,954 2.3
–
Total financial..................................... 14,320 1,806 1,044 11,057 229 28,456 9.5 (278)
Total gross loans and advances to
customers ....................................... 132,233 66,519 30,950 61,561 7,428 298,691 100.0 (6,065 )
General provisions .............................. (2,102)
Suspended interes
t
.............................. (687 )
Total.................................................... 298,004 (8,167)
31 December 1999
Personal:
Residential mortgages ......................... 22,047 23,614 3,028 16,942 766 66,397 25.3 (228)
Hong Kong SAR Government Home
Ownership Scheme......................... –6,565 –––6,565 2.5
–
Other personal..................................... 16,668 4,409 3,748 5,857 1,024 31,706 12.1 (921)
Total personal ..................................... 38,715 34,588 6,776 22,799 1,790 104,668 39.9 (1,149)
Corporate and commercial:
Commercial, industrial and
international trade........................... 27,380 9,762 12,317 8,914 2,470 60,843 23.2 (2,468)
Commercial real estate........................ 6,519 8,987 3,353 5,709 255 24,823 9.5 (248)
Other property-relate
d
......................... 2,020 2,093 2,034 4,097 168 10,412 3.1 (319)
Governmen
t
........................................ 3,405 140 749 726 153 5,173 2.0 (90)
Other commercial*.............................. 17,982 6,874 5,349 4,466 867 35,538 14.4 (1,143)
Total corporate and commercial .......... 57,306 27,856 23,802 23,912 3,913 136,789 52.2 (4,268)
Financial:
Non-bank financial institutions 7,227 2,262 1,047 6,380 209 17,125 6.5 (275)
Settlement accounts............................. 2,827 114 200 619 9 3,769 1.4
–
Total financial..................................... 10,054 2,376 1,247 6,999 218 20,894 7.9 (275)
Total gross loans and advances to
customers ....................................... 106,075 64,820 31,825 53,710 5,921 262,351 100.0 (5,692)
General provisions .............................. (2,304)
Suspended interes
t
.............................. (788 )
Total.................................................... 261,563 (7,996)
*Other commercial includes advances in respect of agriculture, transport, energy and utilities.
†The figures for 31 December 2000 have been presented on a consistent basis with 31 December 2001 for residential mortgages and other personal
lending.