Capital One 1996 Annual Report Download - page 42

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December 31
(dollars in thousands, except per share data) 1996 1995
Assets:
Cash and due from banks $ 48,724 $ 51,680
Federal funds sold 450,000 465,000
Interest-bearing deposits at other banks 30,252 355,780
Cash and cash equivalents 528,976 872,460
Securities available for sale 865,001 413,016
Consumer loans held for securitization 400,000
Consumer loans 4,343,902 2,521,679
Less: Allowance for loan losses (118,500) (72,000)
Net loans 4,225,402 2,449,679
Premises and equipment, net 174,661 139,074
Interest receivable 78,590 55,573
Accounts receivable from securitizations 502,520 359,379
Other assets 92,295 70,140
Total assets $6,467,445 $4,759,321
Liabilities:
Interest-bearing deposits $ 943,022 $ 696,037
Short-term borrowings 530,983 809,803
Senior notes 3,694,237 2,491,869
Deposit notes 299,996
Interest payable 80,362 73,931
Other liabilities 178,454 88,490
Total liabilities 5,727,054 4,160,130
Commitments and Contingencies
Stockholders’ Equity:
Preferred stock, par value $.01 per share; authorized
50,000,000 shares, none issued or outstanding
Common stock, par value $.01 per share; authorized
300,000,000 shares, 66,325,261 and 66,174,567
issued and outstanding as of December 31, 1996 and
1995, respectively 663 662
Paid-in capital, net 481,383 469,830
Retained earnings 258,345 128,699
Total stockholders' equity 740,391 599,191
Total liabilities and stockholders' equity $6,467,445 $4,759,321
See notes to consolidated financial statements.
Capital One
40
Consolidated Balance Sheets