HSBC 2012 Annual Report Download - page 543

541
Overview Operating & Financial Review Corporate Governance Financial Statements Shareholder Information
constant currency/reported reconciliation 178
customer accounts 50
economic background 73
lending 140-142, 147, 149, 153, 157, 158, 163-167, 172,
181
loan impairment charges/allowances 169, 170
principal operations 93
profit/(loss) 93, 97, 428
profit/(loss) by country 94
review of performance 95
Restructuring HSBC 18
Retail Banking and Wealth Management 60, 62, 204, 432
constant currency/reported profit 26
Revenue 28
Reward 335
Risk
appetite 126
business activities 20
business operations 134
capital 293
committee 323
compliance 125, 230, 271
contingent liquidity 208, 265
counterparty 284
credit 124, 137, 240, 252, 283, 296
credit spread 221, 277
cross-currency 265
description 124
dispute 134
economic 131
eurozone 192
factors 20
fiduciary 126, 231, 273
financial (insurance) 238, 275
foreign exchange 225
gap risk 268
geopolitical 131
governance 252
information security 136
insurance operations 125, 232, 233, 273
interest rate 222
internet crime 135
legal 271
liquidity and funding 124, 205, 261, 273
management of 124
market 125, 239, 265, 275
model 136
operational 125, 227, 270
pension 126, 224, 246, 279
policies and practices 252
profile 123, 126
redenomination 201
regulatory 132
reputational 126, 246, 278
scenario stress testing 127
security and fraud 271
sustainability 126, 249, 280, 332
systems 272
top and emerging 22, 130, 325
vendor 272
Risk-weighted assets 2, 59, 79, 294, 296
movement in 2012 282
RoRWA (reconciliation of measures) 3, 52
Run-off portfolios 52, 78, 117
S
Sale and repurchase agreements
accounting policy 395
Securities litigation 506
Securitisations 184, 259, 505
Security and fraud risk 271
Segmental analysis 426
accounting policy 388
Senior management
biographies 308, 309
emoluments 366
Share-based payments 411
accounting policy 401
Share capital 340, 495
accounting policy 404
in 2012 342
notifiable interests in 345
ownership guidelines 359
rights and obligations 340
Share information 2, 45
Share plans
for directors 363
for employees 336
HSBC Bank Bermuda plans 338, 497
HSBC Finance plans 338, 497
HSBC France plans 337, 496
Performance Shares and Restricted Share awards 352
Share ownership guidelines 359
Shareholder (communications with) 345
profile 517
Simplifying HSBC 17
Social contribution 7
Special purpose entities 470, 502
Staff development 335
Staff numbers 42, 335
Statement of changes in equity 376
Statement of comprehensive income 373
Stock symbols 519
Strategic direction 17, 62, 65, 68, 72
Stressed coverage ratios 205, 262
Stress testing 127, 266, 293, 326
Structural banking reform 292
Structural foreign exchange exposure 222, 268
Subsidiaries 469
accounting policy 398
Supplier payment policy 344
Sustainability
committee governance risk 330
risk 126, 249, 280
Systemically important banks 291
Systems risk 272
T
Tax
accounting policy 57, 400
deferred tax 422
expense 44
of shares and dividends 522
reconciliation 421
tax and broker-dealer investigations 511
Tier 1 capital (core) 282
Total shareholder return 2, 358
Trading assets 145, 178, 268, 436
accounting policy 393
Trading income (net) 36
Trading liabilities 473
accounting policy 393
Trading portfolios 218, 220
U
UK regulatory reform 291
Underlying performance 26
V
Value at risk 219, 266
Values (HSBC) 13
Vendor risk management 272
Vision (HSBC) 13
W
Wholesale funding 205, 210, 264
Wholesale lending 141, 152