HSBC 2012 Annual Report Download - page 217

215
Overview Operating & Financial Review Corporate Governance Financial Statements Shareholder Information
Cash flows payable by HSBC under financial liabilities by remaining contractual maturities
(Audited)
On
demand
US$m
Due within
3 months
US$m
Due between
3 and 12
months
US$m
Due between
1 and 5 years
US$m
Due after
5 years
US$m
At 31 December 2012
Deposits by banks ......................................................... 45,290 51,321 4,495 11,718 789
Customer accounts ........................................................ 1,035,636 229,642 62,650 17,508 720
Trading liabilities .......................................................... 304,564 – – – –
Financial liabilities designated at fair value ................. 7,778 1,211 7,825 42,683 62,279
Derivatives .................................................................... 351,367 355 995 4,785 1,855
Debt securities in issue ................................................. 64 37,938 37,167 45,433 6,034
Subordinated liabilities ................................................. 7 386 1,149 9,058 46,322
Liabilities of disposal groups held for sale47 ................ 1,416 993 707 201 24
Other financial liabilities .............................................. 26,963 31,557 5,381 3,467 829
1,773,085 353,403 120,369 134,853 118,852
Loan and other credit-related commitments ................ 375,818 76,394 51,330 57,506 18,421
Financial guarantees and similar contracts .................. 14,321 5,506 12,104 9,266 3,796
2,163,224 435,303 183,803 201,625 141,069
At 31 December 2011
Deposits by banks ......................................................... 47,659 59,096 3,578 11,048 997
Customer accounts ........................................................ 914,762 252,226 72,993 20,508 1,094
Trading liabilities .......................................................... 265,192 – – – –
Financial liabilities designated at fair value ................. 7,066 930 9,789 39,915 57,295
Derivatives .................................................................... 340,394 394 497 2,858 1,007
Debt securities in issue ................................................. 117 48,465 27,520 57,507 7,019
Subordinated liabilities ................................................. 6 528 1,834 9,616 47,715
Liabilities of disposal groups held for sale47 ................ 3,108 1,721 1,045 211 150
Other financial liabilities .............................................. 25,452 28,137 5,845 2,023 1,377
1,603,756 391,497 123,101 143,686 116,654
Loan and other credit-related commitments ................ 355,366 65,245 94,120 111,061 29,113
Financial guarantees and similar contracts .................. 12,460 7,585 12,107 5,899 1,273
1,971,582 464,327 229,328 260,646 147,040
For footnote, see page 249.
HSBC Holdings
(Audited)
During 2012, HSBC Holdings issued US$2.0bn
of senior debt (2011: US$5.3bn). The eligibility
requirements for non-equity instruments under
Basel III rules have not been clearly defined in the
UK, so HSBC Holdings issued no debt instruments
which qualified as capital in 2012 (2011: nil).
The balances in the table below will not
agree directly with those on the balance sheet
of HSBC Holdings as the table incorporates, on
an undiscounted basis, all cash flows relating to
principal and future coupon payments (except for
derivatives not treated as hedging derivatives).
Undiscounted cash flows payable in relation to
hedging derivative liabilities are classified according
to their contractual maturities. Derivatives not
treated as hedging derivatives are included in the
‘On demand’ time bucket.
In addition, loan commitments and financial
guarantees and similar contracts are generally not
recognised on our balance sheet. The undiscounted
cash flows potentially payable under financial
guarantees and similar contracts are classified on
the basis of the earliest date they can be called.