HSBC 2012 Annual Report Download - page 539

537
Overview Operating & Financial Review Corporate Governance Financial Statements Shareholder Information
Index
A
Abbreviations 526
Accounting
developments (future) 385
policies (critical) 54
policies (significant) 387
Accounts
approval 515
basis of preparation 58, 383
consolidation 372, 384
presentation of information 383
use of estimates 384
Acquisitions and disposals 27, 59, 80
Actuarial assumptions 417
Advances to core funding ratio 23, 205
Annual General Meeting 339, 517
Anti-money laundering and sanctions 510
Areas of special interest 128
Asset-backed securities 185, 268
Assets 46
average balance sheet 33
by country 432
by geographical region 79
by global business 58
charged as security 493
constant currency/reported reconciliation 48
deferred tax 422
encumbered/unencumbered 211
five years 45
held for sale 143, 471
accounting policy 405
held in custody and under administration 118
intangible 465
liquid assets of principal operating entities 263
maturity analysis 485
other 472
risk-weighted 2, 59, 79, 254, 296
trading 436
Associates and joint ventures
interests in 460
share of profit in 43
Auditor
arrangements 322
remuneration 419
report 369
B
Balance sheet
average 33
consolidated 45, 374
constant currency/reported reconciliation 48
data 45, 76, 86, 91, 97, 102, 108, 115, 431
HSBC Holdings 379
insurance manufacturing subsidiaries 235
movement in 2012 46
Balance Sheet Management 185, 222
Bancassurance 233
Basel 288
Board of Directors 309
balance and independence 311
changes 6
committees 318
information and support 312
meetings 310
powers 310
Brand 24
Brazilian labour claims 480
Business model 14, 185
C
Calendar (dividends) 516
Capital 281
future developments 291
generation 294
management 293
measurement and allocation 294
movement in regulatory capital in 2012 285
overview 282
ratio 2, 23
regulatory 294
regulatory and accounting 288
resources 45
return on average invested capital 3
risk 293
structure 286
Capital and performance ratios 2, 23
Carbon dioxide emissions 331
Cash flow
accounting policy 405
consolidated statement 375
HSBC Holdings 380
notes 498
Cautionary statement regarding forward-looking
statements 525
Client assets 118
Collateral and credit enhancements 163, 493
management 212
Commercial Banking 60, 65 204, 432
constant currency/reported profit 26
Commercial real estate 128
Committees (Board) 318
Communication with shareholders 345, 518
Compliance risk 125, 128, 230
Concentration of exposure 178, 259
Conduits 504
Constant currency 25
Contents inside front cover
Contingent liabilities and contractual commitments 208, 500
Contractual maturity of financial liabilities 214
Core tier 1 capital 2, 23, 286
Corporate and commercial lending 154, 165
Corporate governance 301
codes report 316
Corporate Sustainability Committee 330
Cost efficiency ratio 3, 23, 43, 81, 88, 93, 99, 104, 111
Counterparty credit risk 284
CRD IV 298
Credit cards 152
Credit coverage ratios 3
Credit exposure 144
Credit quality 151, 154
classifications 253
Credit risk
in 2012 139
insurance 240, 277
management thereof 124, 252
risk-weighted assets 283
Credit valuation adjustment 56, 441
Critical accounting policies 54
Cross-border exposures 259
Customer accounts 50
Customer deposit markets 204
Customer lending and deposit (combined) 49
Customer recommendation 24
D
Daily distribution of revenues 220
Daily trading/non-trading VAR 219, 220, 221
Dealings in HSBC Holdings plc shares 346
Debit valuation adjustment 56, 441