ICICI Bank 2015 Annual Report Download - page 127

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forming part of the Balance Sheet (Contd.)
Schedules
125Annual Report 2014-2015
Financial Statements of ICICI Bank Limited
Schedules
forming part of the Profit and Loss Account
` in ‘000s
Year ended
31.03.2015
Year ended
31.03.2014
SCHEDULE 13 - INTEREST EARNED
I. Interest/discount on advances/bills 356,310,839 314,279,281
II. Income on investments 119,445,664 115,570,556
III. Interest on balances with Reserve Bank of India and other inter-bank funds 1,950,994 1,999,808
I V. Others1,2 13,203,902 9,931,883
TOTAL INTEREST EARNED 490,911,399 441,781,528
1. Includes interest on income tax refunds amounting to
`
2,707.7 million (March 31, 2014:
`
1,824.1 million).
2. Includes interest and amortisation of premium on non-trading interest rate swaps and foreign currency swaps.
` in ‘000s
Year ended
31.03.2015
Year ended
31.03.2014
SCHEDULE 14 - OTHER INCOME
I. Commission, exchange and brokerage 69,798,945 63,073,383
II. Profit/(loss) on sale of investments (net)1 15,502,667 4,173,819
III. Profit/(loss) on revaluation of investments (net) (18,002) 3,479,783
I V. Profit/(loss) on sale of land, buildings and other assets (net)2 69,186 1,363,815
V. Profit/(loss) on exchange transactions (net)1,3 20,420,685 18,265,273
VI. Income earned by way of dividends, etc. from subsidiary companies and/or joint
ventures abroad/in India
15,590,636 12,956,193
VII. Miscellaneous income (including lease income) 397,188 966,455
TOTAL OTHER INCOME 121,761,305 104,278,721
1. For year ended March 31, 2015, includes loss on account of sale of entire equity investment in ICICI Bank Eurasia LLC, a wholly
owned subsidiary.
2. Includes profit/(loss) on sale of assets given on lease.
3. Includes exchange profit/(loss) on repatriation of retained earnings/capital from overseas branches/subsidiaries.
` in ‘000s
Year ended
31.03.2015
Year ended
31.03.2014
SCHEDULE 15 - INTEREST EXPENDED
I. Interest on deposits 202,939,485 178,681,896
II. Interest on Reserve Bank of India/inter-bank borrowings 12,632,629 21,496,888
III. Others (including interest on borrowings of erstwhile ICICI Limited) 84,943,180 76,847,102
TOTAL INTEREST EXPENDED 300,515,294 277,025,886
` in ‘000s
Year ended
31.03.2015
Year ended
31.03.2014
SCHEDULE 16 - OPERATING EXPENSES
I. Payments to and provisions for employees 47,498,752 42,201,084
II. Rent, taxes and lighting1 8,904,434 8,339,594
III. Printing and stationery 1,276,509 1,480,840
I V. Advertisement and publicity 1,616,167 1,834,023
V. Depreciation on Bank’s property 6,238,893 5,442,682
VI. Depreciation (including lease equalisation) on leased assets 350,597 316,981
VII. Directors' fees, allowances and expenses 7,517 4,440
VIII. Auditors' fees and expenses 66,793 56,898
IX. Law charges 382,258 431,654
X. Postages, courier, telephones, etc. 2,624,947 2,629,880
XI. Repairs and maintenance 8,662,192 7,305,725
XII. Insurance 3,604,748 2,980,844
XIII. Direct marketing agency expenses 7,915,023 5,754,856
XIV. Other expenditure 25,809,477 24,309,113
TOTAL OPERATING EXPENSES 114,958,307 103,088,614
1. Includes lease payment of
`
6,463.1 million (March 31, 2014:
`
5,774.8 million).
125Annual Report 2014-2015
Financial Statements of ICICI Bank Limited