Bank of the West 2014 Annual Report Download - page 31

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Nonaccrual and past due loans and leases
The following tables present information relating to the past due and nonaccrual status of our loans and leases by
class, which we monitor as part of our credit risk management practices:
As of December 31, 2014
(dollars in thousands) Current(1)
30 - 90 Days
Past Due(1)
More Than
90 Days
Past Due(1)
Total Loans
and Leases(1)
Loans and
Leases on
Nonaccrual
Status
Past Due 90
Days or
More but Still
Accruing
Commercial:
Commercial and industrial $ 8,512,567 $ 18,786 $ 23,489 $ 8,554,842 $ 47,810 $1,351
Commercial real estate 11,905,793 29,719 46,410 11,981,922 112,023 413
Construction 1,354,714 5,762 3,897 1,364,373 13,444 -
Equipment financing 3,734,842 9,134 5,674 3,749,650 10,004 -
Agriculture 2,256,422 - 15,642 2,272,064 20,464 -
Consumer:
Installments and lines 13,781,884 92,102 6,938 13,880,924 15,228 -
Residential secured—closed-end 6,622,632 71,814 66,439 6,760,885 118,597 255
Residential secured—revolving, open-end 2,231,308 13,603 11,795 2,256,706 19,868 -
Total $50,400,162 $240,920 $180,284 $50,821,366 $357,438 $2,019
(1) Includes both accruing and nonaccruing balances.
As of December 31, 2013
(dollars in thousands) Current(1)
30 - 90 Days
Past Due(1)
More Than
90 Days
Past Due(1)
Total Loans
and Leases(1)
Loans and
Leases on
Nonaccrual
Status
Past Due 90
Days or
More but Still
Accruing
Commercial:
Commercial and industrial $ 7,546,904 $ 28,472 $ 56,776 $ 7,632,152 $ 83,013 $16,570
Commercial real estate 11,282,173 66,533 79,964 11,428,670 169,935 8,001
Construction 929,450 260 18,583 948,293 18,708 -
Equipment financing 3,103,842 10,322 4,930 3,119,094 10,451 -
Agriculture 2,354,394 3,092 58,677 2,416,163 84,117 10,145
Consumer:
Installments and lines 12,643,554 100,530 7,583 12,751,667 17,967 -
Residential secured—closed-end 6,771,396 96,752 86,348 6,954,496 144,247 -
Residential secured—revolving, open-end 2,057,359 11,703 10,134 2,079,196 19,391 -
Total $46,689,072 $317,664 $322,995 $47,329,731 $547,829 $34,716
(1) Includes both accruing and nonaccruing balances.
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