TCF Bank 2012 Annual Report Download - page 16

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Table of Contents
Description Page
Part I
Item 1. Business 1
Item 1A. Risk Factors 7
Item 1B. Unresolved Staff Comments 15
Item 2. Properties 15
Item 3. Legal Proceedings 15
Item 4. Mine Safety Disclosures 15
Part II
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters
and Issuer Purchases of Equity Securities 16
Item 6. Selected Financial Data 19
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 21
Item 7A. Quantitative and Qualitative Disclosures About Market Risk 52
Item 8. Financial Statements and Supplementary Data 56
Report of Independent Registered Public Accounting Firm 56
Consolidated Financial Statements 57
Notes to Consolidated Financial Statements 62
Other Financial Data 107
Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure 108
Item 9A. Controls and Procedures 108
Management’s Report on Internal Control Over Financial Reporting 109
Report of Independent Registered Public Accounting Firm 110
Item 9B. Other Information 111
Part III
Item 10. Directors, Executive Officers and Corporate Governance 111
Item 11. Executive Compensation 111
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 112
Item 13. Certain Relationships and Related Transactions, and Director Independence 112
Item 14. Principal Accountant Fees and Services 112
Part IV
Item 15. Exhibits and Financial Statement Schedules 113
Signatures 114
Index to Exhibits 115