TCF Bank 2011 Annual Report Download - page 5

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Throughout its history, TCF has maintained
its strong foundation of a conservative banking
philosophy emphasizing convenience, conservative
underwriting and a secured lending portfolio.
As a result of today’s legislative and regulatory
environment, TCF is taking proactive steps to
position itself for success in the changing banking
world while staying true to the philosophy that
has made it the successful and protable bank
it is today.
Table of Contents
02 Letter to Our Stockholders
12 Board of Directors
Annual Report on Form 10-K
01 Business
08 Risk Factors
18 Selected Financial Data
19 Management’s Discussion and Analysis
56 Consolidated Financial Statements
60 Notes to Consolidated Financial Statements
103 Other Financial Data
Additional Information
116 Corporate Information
119 Stockholder Information
121 Corporate Philosophy
012011 Annual Report