TCF Bank 2007 Annual Report Download - page 20

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Table of Contents
Description Page
Part I
Item 1. Business 1
Item 1A. Risk Factors 8
Item 1B. Unresolved Staff Comments 13
Item 2. Properties 13
Item 3. Legal Proceedings 13
Item 4. Submission of Matters to a Vote of Security Holders 13
Part II
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters
and Issuer Purchases of Equity Securities 14
Item 6. Selected Financial Data 16
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 17
Item 7A. Quantitative and Qualitative Disclosures About Market Risk 42
Item 8. Financial Statements and Supplementary Data 44
Report of Independent Registered Public Accounting Firm 44
Consolidated Financial Statements 45
Notes to Consolidated Financial Statements 49
Other Financial Data 76
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 77
Item 9A. Controls and Procedures 77
Management’s Report on Internal Control Over Financial Reporting 77
Report of Independent Registered Public Accounting Firm 78
Item 9B. Other Information 78
Part III
Item 10. Directors, Executive Officers and Corporate Governance 79
Item 11. Executive Compensation 80
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 80
Item 13. Certain Relationships and Related Transactions, and Director Independence 80
Item 14. Principal Accounting Fees and Services 80
Part IV
Item 15. Exhibits and Financial Statement Schedules 81
Signatures 82
Index to Exhibits 83