HSBC 2009 Annual Report Download - page 6

HSBC HOLDINGS PLC
Financial Highlights (continued)
5-year comparison / Footnotes
4
Five-year comparison
2009 2008 2007 2006 2005
US$m US$m US$m US$m US$m
For the year
Net interest income ................................... 40,730 42,563 37,795 34,486 31,334
Other operating income ............................ 37,901 46,008 49,806 35,584 30,370
Loan impairment charges and other
credit risk provisions ............................ (26,488) (24,937) (17,242) (10,573) (7,801)
Total operating expenses .......................... (34,395) (49,099) (39,042) (33,553) (29,514)
Profit before tax ........................................ 7,079 9,307 24,212 22,086 20,966
Profit attributable to shareholders of the
parent company .................................... 5,834 5,728 19,133 15,789 15,081
Dividends1 ................................................. 5,639 11,301 10,241 8,769 7,750
At the year-end
Called up share capital .............................. 8,705 6,053 5,915 5,786 5,667
Total shareholders’ equity ........................ 128,299 93,591 128,160 108,352 92,432
Capital resources12,13 ................................. 155,729 131,460 152,640 127,074 105,449
Customer accounts .................................... 1,159,034 1,115,327 1,096,140 896,834 739,419
Undated subordinated loan capital ........... 2,785 2,843 2,922 3,219 3,474
Preferred securities and dated
subordinated loan capital14 ................... 52,126 50,307 49,472 42,642 35,856
Loans and advances to customers15 .......... 896,231 932,868 981,548 868,133 740,002
Total assets ................................................ 2,364,452 2,527,465 2,354,266 1,860,758 1,501,970
US$ US$ US$ US$ US$
Per ordinary share
Basic earnings16 ........................................ 0.34 0.41 1.44 1.22 1.18
Diluted earnings16 ..................................... 0.34 0.41 1.42 1.21 1.17
Basic earnings excluding goodwill
impairment5,16 ....................................... 0.34 1.19 1.44 1.22 1.18
Dividends .................................................. 0.34 0.93 0.87 0.76 0.69
Net asset value at year-end17 .................... 7.17 7.44 10.72 9.24 8.03
Share information
US$0.50 ordinary shares in
issue (millions) ...................................... 17,408 12,105 11,829 11,572 11,334
% % % % %
Financial ratios
Dividend payout ratio18
– reported16 ..............................................
.
100.0 226.8 60.4 62.3 58.5
– excluding goodwill impairment5,16 .......
.
100.0 78.2 60.4 62.3 58.5
Post-tax return on average total assets ..... 0.27 0.26 0.97
1.00 1.06
Return on average total shareholders’
equity .................................................... 5.1 4.7 15.9
15.7 16.8
Loans and advances to customers as a
percentage of customer accounts ......... 77.3 83.6 89.5
96.8 100.1
Average total shareholders’ equity to
average total assets ............................... 4.72 4.87 5.69
5.97 5.96
Capital ratios12
Tier 1 ratio ................................................ 10.8 8.3 9.3 9.4 9.0
Total capital ratio ...................................... 13.7 11.4 13.6 13.5 12.8
Foreign exchange translation rates to
US$
Closing – £:US$1 ..................................... 0.616 0.686 0.498 0.509 0.581
– €:US$1 ..................................... 0.694 0.717 0.679 0.759 0.847
Average – £:US$1 ..................................... 0.641 0.545 0.500 0.543 0.550
– €:US$1 ..................................... 0.719 0.684 0.731 0.797 0.805
For footnotes, see page 5.