Neiman Marcus 2009 Annual Report Download - page 418

account. The sharing of information with these types of companies is permitted by law. Such a company might include a financial
company (such as an insurance service provider) or a non-financial company (such as a data processor or internet service provider)
with whom we have a service agreement. These companies are contractually obligated to protect the information that they receive
from us and may not use it for any other purpose other than for performance of services on behalf of HSBC. The information we may
share also comes from the sources described above and might include your name, address, phone number, and account experience
with us.
Finally, we may provide information about you to non-affiliated companies such as credit reporting agencies and companies which
provide services related to your account. This information sharing is also permitted by law.
Security of Your Information
Safekeeping of your non-public personal information is a high priority. We maintain physical safeguards, such as secure areas in
buildings; electronic safeguards, such as passwords and encryption; and procedural safeguards, such as customer authentication
procedures to detect identity theft. We restrict access to information about you to only those who need to know that information to
provide products or services to you. We carefully select and monitor outside service providers, such as mail vendors, who have access
to customer information, and we require them to keep it safe and secure. We do not allow them to use or share the information for any
purpose other than to perform the service for which they are engaged. We train our employees with respect to security procedures and
monitor compliance therewith.
Your Choices to Limit Sharing
How to Opt-Out of Information Sharing with Our Affiliates
If you prefer that we do not disclose non-public personal information about you to our Affiliates, you may opt-out of those
disclosures, that is, you may direct us not to make those disclosures (other than those permitted by law) by calling 1-800-685-6695 or
completing this detachable reply form and mailing it to the following address:
The Neiman Marcus Group, Inc.
P.O. Box 720937
Dallas, Texas 75372-0937
We will be happy to comply with your request. If you have previously informed us of your preference, you do not need to do so again. This
request will not apply to information about your transactions or experience with HSBC (such as account information, account usage,
or payment history) and will only apply to the private label accounts you have with HSBC. Private Label accounts are not general
purpose accounts such as MasterCard® or Visa®, but are accounts that may be used only at specific merchant(s) named on the
account. An opt-out request by any party on a joint account will apply to all parties on the joint account.
How to Opt of Information Sharing with Neiman Marcus Group (Applicable to residents of all states except Vermont)
If you do not want us to share your non-public personal information with Neiman Marcus Group for purposes that are unrelated to
your account with us, please let us know by calling 1-800-685-6695 or completing this detachable reply form and mailing it to the
following address:
The Neiman Marcus Group, Inc.
P.O. Box 720937
Dallas, Texas 75372-0937
We will be happy to comply with your request. If you have previously informed us of your preference, you do not need to do so again. Please
understand that your request may exclude you from receiving valuable offers in the future. Your request will only apply to the HSBC
private label account(s) that you designate in your request. Your request will not apply to the sharing of information which we are
permitted or required by law to share. If your account with HSBC is a joint account, an opt-out by any party on the joint account will
apply to all parties on the account. Vermont residents are automatically opted-out of information sharing with Neiman Marcus Group
that is not otherwise permitted or required by applicable law.
Your Choice to Limit Marketing
Federal law gives you the right to limit some but not all marketing from our Affiliates. Federal law also requires us to
give you this notice to tell you about your choice to limit marketing from our Affiliates.
You may limit our Affiliates in the HSBC family of companies, such as our insurance and consumer finance affiliates,
from marketing their products or services to you based on your personal information that we collect and share with them. This
information may include your income, your account history with us, and your credit history with us.
Your choice to limit marketing offers from our Affiliates will apply for at least 5 year from when you tell us your choice.
If you have previously informed us of your preference, you do not need to do so again within the 5 year period. Once that period
expires, you will receive a renewal notice that will allow you to continue to limit marketing offers from our Affiliates for at least
another 5 years. If your account with HSBC is a joint account, an opt-out by any party on the joint account will apply to all parties
on the account.