Neiman Marcus 2009 Annual Report Download - page 263

"Fiscal Month" means each four (4) or five (5) week period designated as such in the calendar published by the National
Retail Federation for retailers on a Fiscal Year-reporting basis; provided that the Fiscal Month in which the Effective Date occurs shall
be deemed to begin on the Effective Date.
"Fiscal Quarter" means each three (3) Fiscal Month period set forth in the calendar published by the National Retail
Federation for retailers on a Fiscal Year-reporting basis; provided that the Fiscal Quarter in which the Effective Date occurs shall be
deemed to begin on the Effective Date.
"Fiscal Season" means either the period of the first and second Fiscal Quarter of a Fiscal Year or the third and fourth Fiscal
Quarter of a Fiscal Year.
"Fiscal Year" means the fiscal year set forth in the calendar published by the National Retail Federation setting forth the
fiscal year for retailers on a 52/53 week fiscal year ending on the Saturday closest to July 31; provided that the first Fiscal Year under
this Program shall be the period beginning on the Effective Date and ending on the Saturday closest to July 31, 2011.
"Force Majeure Event" has the meaning set forth in Section 19.22 hereof.
"[***]" means any time commencing on the first date on which the Rolling 3 Month Post MP RAM for the [***] most
recently completed calendar months was less than [***] and ending on the first date thereafter on which the Rolling 3 Month Post MP
RAM for the two most recently completed calendar months was [***] and [***] or greater.
"[***]" means the period of [***] commencing with the date on which Bank provides written notice to NMG of a [***]
pursuant to Section 4.6(o).
"Fraud Loss" means, during any period, actual fraud loss incurred by Bank during such period net of chargebacks to the
NMG Companies during such period.
"Funding Costs" means for each calendar month during any period, [***].
"Full Recourse Accounts" means (a) Accounts issued pursuant to Applications that NMG requests Bank to approve that Bank
would otherwise decline under the Risk Management Policies then in effect, (b) Accounts where NMG requests Bank to grant a credit
line increase that would otherwise be denied by Bank due to the Risk Management Policies then in effect and (c) Accounts that have
been closed by the customer that are not eligible for reinstatement or by Bank (or that would be closed by Bank) in accordance with
the Risk Management Policies then in effect but which NMG requests to be re-opened by Bank or that Bank refrain from closing at
the request of NMG.
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