HSBC 2003 Annual Report Download - page 183

181
Certificates of deposit and other time deposits
At 31 December 2003, the maturity analysis of certificates of deposit and other wholesale time deposits, by
remaining maturity, was as follows:
3 months
or less
After 3 months
but within
6 months
After 6 months
but within
12 months
After
12 months Total
US$m US$m US$m US$m US$m
Europe
Certificates of deposit .......................... 6,651 234 115 1 7,001
Time deposits:
– banks ............................................... 14,600 2,549 620 1,450 19,219
– customers ........................................ 42,451 2,261 1,348 3,035 49,095
Total .................................................... 63,702 5,044 2,083 4,486 75,315
Hong Kong
Certificates of deposit .......................... 246 651 483 8,152 9,532
Time deposits:
– banks ............................................... 655 14 6 37 712
– customers ........................................ 8,444 441 143 1,121 10,149
Total .................................................... 9,345 1,106 632 9,310 20,393
Rest of Asia-Pacific
Certificates of deposit .......................... 3,496 313 33 101 3,943
Time deposits:
– banks ............................................... 3,287 359 178 392 4,216
– customers ........................................ 6,693 323 63 322 7,401
Total .................................................... 13,476 995 274 815 15,560
North America
Certificates of deposit .......................... 3,311 29 8 – 3,348
Time deposits:
– banks ............................................... 1,513 166 178 263 2,120
– customers ........................................ 4,074 766 235 748 5,823
Total .................................................... 8,898 961 421 1,011 11,291
South America
Certificates of deposit .......................... –––––
Time deposits:
– banks ............................................... 186 75 57 1 319
– customers ........................................ 87 45 23 – 155
Total .................................................... 273 120 80 1 474
Total
Certificates of deposit .......................... 13,704 1,227 639 8,254 23,824
Time deposits:
– banks ............................................... 20,241 3,163 1,039 2,143 26,586
– customers ........................................ 61,749 3,836 1,812 5,226 72,623
Total .................................................... 95,694 8,226 3,490 15,623 123,033
The geographical analysis of deposits is based on the location of the office in which the deposits are recorded and
excludes balances with HSBC companies. The majority of certificates of deposit and time deposits are in amounts of
US$100,000 and over or the equivalent in other currencies.