HSBC 2003 Annual Report Download - page 165

163
31 December
2003
US$m
31 Decembe
r
2002
US$
m
31 Decembe
r
2001
US$
m
31 Decembe
r
2000
US$
m
31 Decembe
r
1999
US$
m
Loans accounted for on a non-accrual basis
Europe ........................................................................ 3,138 2,393 2,052 1,985 1,176
Household ................................................................ 326
–
–
–
–
Other ........................................................................ 2,812 2,393 2,052 1,985 1,176
Hong Kong ................................................................. 166 247 213 236 163
Rest of Asia-Pacific .................................................... 168 294 195 429 435
North America ............................................................ 4,618 1,624 593 627 550
Household ................................................................ 3,683
–
–
–
–
Other ........................................................................ 935 1,624 593 627 550
South America ............................................................ 601 293 429 550 447
Total ........................................................................... 8,691 4,851 3,482 3,827 2,771
Loans on which interest has been accrued but suspended
Europe ........................................................................ 2,542 2,086 1,553 1,389 1,514
Household ................................................................
–
–
–
–
–
Other ........................................................................ 2,542 2,086 1,553 1,389 1,514
Hong Kong ................................................................. 1,504 1,460 1,795 2,259 2,898
Rest of Asia-Pacific .................................................... 1,351 1,714 2,497 2,627 3,097
North America ............................................................ 33 48 67 39 34
Household ................................................................
–
–
–
–
–
Other ........................................................................ 33 48 67 39 34
South America ............................................................ 95 183 115 160 133
Total ........................................................................... 5,525 5,491 6,027 6,474 7,676
Assets acquired in exchange for advances
Europe ........................................................................ 32 26 84 25 27
Household ................................................................
–
–
–
–
–
Other ........................................................................ 32 26 84 25 27
Hong Kong ................................................................. 217 19 26 72
Rest of Asia-Pacific .................................................... 30 54 32 24 2
North America ............................................................ 794 101 14 19 17
Household ................................................................ 697
–
–
–
–
Other ........................................................................ 97 101 14 19 17
South America ............................................................
–
–
–
–
–
Total ........................................................................... 858 198 149 94 118
Total non-performing loans ........................................ 15,074 10,540 9,658 10,395 10,565
Troubled debt restructurings
Europe ........................................................................ 159 41
–
–
–
Household ................................................................
–
–
–
–
–
Other ........................................................................ 159 41
–
–
–
Hong Kong ................................................................. 571 396 381 395 266
Rest of Asia-Pacific .................................................... 68 89 131 231 138
North America ............................................................ 210 4379
Household ................................................................ 2
–
–
–
–
Other ........................................................................ 208 4379
South America ............................................................ 837 669 144 142 146
Total ........................................................................... 1,845 1,199 659 775 559
Accruing loans contractually past due 90 days or more as to principal or interest
Europe ........................................................................ 34 16 15 11 21
Household ................................................................
–
–
–
–
–
Other ........................................................................ 34 16 15 11 21
Hong Kong ................................................................. 205 193 98 76 84
Rest of Asia-Pacific .................................................... 45 33 38 66 54
North America ............................................................ 1,252 42 52 64 59
Household ................................................................ 1,215
–
–
–
–
Other ........................................................................ 37 42 52 64 59
South America ............................................................ 27478258
Total ........................................................................... 1,538 291 250 299 276
Total risk elements
Europe ........................................................................ 5,905 4,562 3,704 3,410 2,738
Household ................................................................ 326
–
–
–
–
Other ........................................................................ 5,579 4,562 3,704 3,410 2,738
Hong Kong ................................................................. 2,448 2,313 2,506 2,992 3,483
Rest of Asia-Pacific .................................................... 1,662 2,184 2,893 3,377 3,726
North America ............................................................ 6,907 1,819 729 756 669
Household ................................................................ 5,597
–
–
–
–
Other ........................................................................ 1,310 1,819 729 756 669
South America ............................................................ 1,535 1,152 735 934 784
Total ........................................................................... 18,457 12,030 10,567 11,469 11,400
Provisions for bad and doubtful debts as a % of total
risk elements ........................................................ 74.3 76.0 77.4 71.5 70.3