HSBC 2003 Annual Report Download - page 151

149
Analysis of loans and advances to banks by geographical region
Hong
Rest of
Asia- North South
Gross
loans and
advances
Provisions
for bad
and
doubtful
Europe Kong Pacific America America to banks debts
US$m US$m US$m US$m US$m US$m US$m
31 December 2003 ............................... 51,806 38,639 12,948 11,885 1,922 117,200 (24
)
Suspended interest ................................ (3
)
Total ..................................................... 117,197
31 December 2002 ............................... 39,398 33,359 10,708 10,391 1,665 95,521 (23
)
Suspended interest ................................ (2
)
Total ..................................................... 95,519
31 December 2001 ............................... 40,665 42,516 11,253 7,979 2,252 104,665 (22
)
Suspended interest ................................ (2
)
Total ..................................................... 104,663
31 December2000 ................................ 45,072 57,154 11,197 9,441 3,200 126,064 (30
)
Suspended interest ................................ (2
)
Total ..................................................... 126,062
31 December 1999 ............................... 29,395 53,778 10,024 4,568 2,337 100,102 (24
)
Suspended interest ................................ (1
)
Total ..................................................... 100,101
Provisions against total loans and advances
Year ended 31 December 2003
Specific General Total
US$m US$m US$m
At 1 January 2003 ................................................................................................... 6,629 2,511 9,140
Amounts written off ................................................................................................ (7,456
)
– (7,456
)
Recoveries of advances written off in previous years .............................................. 610 – 610
Charge/(credit) to profit and loss account ................................................................ 6,214 (121
)
6,093
Acquisitions ............................................................................................................ 4,269 500 4,769
Exchange and other movements .............................................................................. 636 (77
)
559
At 31 December 2003 .............................................................................................. 10,902 2,813 13,715
– Household ........................................................................................................... 4,588 613 5,201
– Rest of HSBC ...................................................................................................... 6,314 2,200 8,514
Provisions against loans and advances to customers
2003 2002 2001 2000 1999
Total Household
Rest of
HSBC
%%% %%%%
Total provisions to gross lending1
Specific provisions ............................... 2.11 3.77 1.59 1.94 1.90 2.17 2.28
General provisions
Additional general provisions held
against Argentine risk ....................... ––– 0.04 0.21 – –
Other .................................................... 0.54 0.50 0.56 0.70 0.71 0.75 0.92
Total provisions .................................... 2.65 4.27 2.15 2.68 2.82 2.92 3.20
1Net of suspended interest, reverse repo transactions and settlement accounts.