TCF Bank 2011 Annual Report Download - page 91

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The financial effects of TDRs are presented in the following tables and represent the difference between interest income
recognized on accruing TDRs and the contractual interest that would have been recorded under the original contractual terms.
For the Year Ended December 31, 2011
(In thousands)
Contractual
Interest Due on TDRs
Interest Income
Recognized on TDRs
Unrecognized
Interest Income
Consumer real estate:
First mortgage lien $23,815 $12,225 $11,590
Junior lien 1,712 955 757
Total consumer real estate 25,527 13,180 12,347
Commercial real estate 3,249 3,066 183
Commercial business 306 306 –
Total commercial 3,555 3,372 183
Leasing and equipment finance:
Middle market 78 79 (1)
Total leasing and equipment finance 78 79 (1)
Total $29,160 $16,631 $12,529
For the Year Ended December 31, 2010
(In thousands)
Contractual
Interest Due on TDRs
Interest Income
Recognized on TDRs
Unrecognized
Interest Income
Consumer real estate:
First mortgage lien $19,649 $10,416 $ 9,233
Junior lien 1,450 719 731
Total consumer real estate 21,099 11,135 9,964
Commercial real estate 200 182 18
Commercial business – – –
Total commercial 200 182 18
Total $21,299 $11,317 $ 9,982
For the Year Ended December 31, 2009
(In thousands)
Contractual
Interest Due on TDRs
Interest Income
Recognized on TDRs
Unrecognized
Interest Income
Consumer real estate:
First mortgage lien $ 6,056 $ 3,086 $ 2,970
Junior lien 252 129 123
Total consumer real estate 6,308 3,215 3,093
Total $ 6,308 $ 3,215 $ 3,093
732011 Form 10-K