Experian 2015 Annual Report Download - page 55

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“ Life is hard enough as it is, but it’s even more difficult if you’re poor and have a bad credit score.
We deal with people living in affordable housing who often are struggling to establish themselves or get back on their
feet following financial hardship. We help them do this by sharing data with Experian RentBureau. Sharing data is a
great way to help people living in affordable housing build their credit history in the same way a homeowner does by
paying his or her mortgage every month.
A credit score is one of the most important assets a person can have because it can determine the cost of utilities and
insurance, and provide access to credit. For our tenants, it’s an important first step to move forward with their lives.”
Matthew Manning Director of the Home Ownership Centre, AHEAD, USA
Helping people build their credit history
Highlights
US$1.6bn
Our Recovery Portal in Brazil has
helped people settle 1.1 million
debts worth over US$1.6 billion
since its launch in July 2013
87% Rental payment data improved
pass rates for UK electronic
identity checks from 39% to 87%
2.6m
Our new social innovation
products helped around
2.6 million people access
essential services
53Strategic report •Corporate responsibility