Experian 2015 Annual Report Download - page 12
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Our business model
We manage data on 890 million people
and 103 million businesses around the world
890m
Creating long-term value for people,
business and society through our business model
Our competitive advantages
Underpinning our business model is a set
of powerful competitive advantages, which
enable us to create value for our shareholders.
Our strategy builds on and reinforces these
advantages, so we can continue to create
value for the long term.
Our hosted origination solutions help clients
process half a million lending decisions every day
0.5m
1 2
DATA
12ANALYTICS, SOFTWARE AND PLATFORMS
Our integrated approach involves
us combining our expertise and
capabilities in data, analytics
and software, to develop unique
solutions for our clients that are
market-driven and give them a
rapid return on their investment.
Integration
DATA ANALYTICS, SOFTWARE
AND PLATFORMS
We hold and securely manage
incredibly powerful, high-quality data.
Our data assets are very extensive.
They come from many unique data
sources, and include consumer and
business credit, utilities, insurance,
rental, healthcare payments and
automotive data.
We continually invest in new data to
further enhance the depth, breadth
and quality of our data sets.
Our innovative analytics and software
combine multiple data sets and process,
define and interpret them, to automate
our clients’ day-to-day decisions and
produce insights they can use. Our
reliable, secure platforms enable our
clients to manage and tailor these
complex activities, according to their
precise needs and delivery requirements.
Developing our analytics and software
in-house enables us to build products
that extract the best insight from our
data and our clients’ data.
Operating within a strict data security
10 Our business modelStrategic report •