TCF Bank 2014 Annual Report Download - page 80

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The following tables provide information regarding the allowance for loan and lease losses and balances by type of allowance
methodology.
At December 31, 2014
Leasing and
Consumer Equipment Inventory Auto
(In thousands) Real Estate Commercial Finance Finance Finance Other Total
Allowance for loan and lease losses:
Collectively evaluated for impairment $ 57,167 $ 27,594 $ 16,310 $ 9,627 $ 17,046 $ 741 $ 128,485
Individually evaluated for impairment 28,194 3,773 2,136 393 1,184 4 35,684
Total $ 85,361 $ 31,367 $ 18,446 $ 10,020 $ 18,230 $ 745 $ 164,169
Loans and leases outstanding:
Collectively evaluated for impairment $5,462,005 $3,038,378 $3,731,420 $1,874,481 $1,911,267 $24,055 $16,041,606
Individually evaluated for impairment 220,359 119,287 13,763 2,609 3,676 89 359,783
Loans acquired with deteriorated credit
quality – – 139 – 118 – 257
Total $5,682,364 $3,157,665 $3,745,322 $1,877,090 $1,915,061 $24,144 $16,401,646
At December 31, 2013
Leasing and
Consumer Equipment Inventory Auto
(In thousands) Real Estate Commercial Finance Finance Finance Other Total
Allowance for loan and lease losses:
Collectively evaluated for impairment $ 54,449 $ 28,994 $ 17,093 $ 8,308 $ 10,528 $ 781 $ 120,153
Individually evaluated for impairment 121,581 8,473 1,640 284 95 4 132,077
Total $ 176,030 $ 37,467 $ 18,733 $ 8,592 $ 10,623 $ 785 $ 252,230
Loans and leases outstanding:
Collectively evaluated for impairment $5,673,518 $2,971,308 $3,412,769 $1,657,636 $1,238,556 $26,649 $14,980,436
Individually evaluated for impairment 665,808 177,044 15,139 6,741 470 94 865,296
Loans acquired with deteriorated credit
quality – – 847 – 360 – 1,207
Total $6,339,326 $3,148,352 $3,428,755 $1,664,377 $1,239,386 $26,743 $15,846,939
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