TCF Bank 2014 Annual Report Download - page 13

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Table of Contents
Description Page
Part I
Item 1. Business 1
Item 1A. Risk Factors 6
Item 1B. Unresolved Staff Comments 13
Item 2. Properties 13
Item 3. Legal Proceedings 13
Item 4. Mine Safety Disclosures 13
Part II
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of
Equity Securities 14
Item 6. Selected Financial Data 17
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 18
Item 7A. Quantitative and Qualitative Disclosures About Market Risk 48
Item 8. Financial Statements and Supplementary Data 51
Report of Independent Registered Public Accounting Firm 51
Consolidated Financial Statements 52
Notes to Consolidated Financial Statements 57
Other Financial Data 102
Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure 103
Item 9A. Controls and Procedures 103
Management’s Report on Internal Control Over Financial Reporting 104
Report of Independent Registered Public Accounting Firm 105
Item 9B. Other Information 106
Part III
Item 10. Directors, Executive Officers and Corporate Governance 106
Item 11. Executive Compensation 107
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder
Matters 107
Item 13. Certain Relationships and Related Transactions, and Director Independence 107
Item 14. Principal Accountant Fees and Services 107
Part IV
Item 15. Exhibits and Financial Statement Schedules 108
Signatures 109
Index to Exhibits 110