TCF Bank 2014 Annual Report Download - page 2

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1 Financial Summary
2 Select Financial Highlights
3 Letter to Our Stockholders
7 Investing in Technology
and Service
8 Financial Education
Over the past few years, TCF has successfully reinvented the
bank by implementing and executing on several key business
model enhancements. These have paid off as TCF has become
a much more diversied bank with a unique loan and lease
origination capacity funded by core deposits resulting in
exceptionally strong net interest margin and fee income.
With a renewed business model built for today’s banking
environment, reduced legacy credit concerns, and more
opportunities still on the horizon, the future is in focus at TCF.
1 Business
6 Risk Factors
17 Selected Financial Data
18 Management’s Discussion and Analysis
52 Consolidated Financial Statements
57 Notes to Consolidated Financial Statements
102 Other Financial Data
A-1 Board of Directors
A-2 Senior Ofcers
A-4 Ofces
A-4 Stockholder Information
A-7 Mission, Vision and Values
table of contents annual report on form 10-k corporate information