Honeywell 2008 Annual Report Download - page 278

Such notice shall be provided within ninety (90) days of the receipt by the Plan Administrator of the Participant's claim or, if special
circumstances require, and the Participant is so notified in writing, within one hundred eighty (180) days of the receipt by the Plan
Administrator of the Participant's claim. The notice shall be written in a manner calculated to be understood by the claimant and shall:
(i) set forth the specific reasons for the denial of benefits;
(ii) contain specific references to Plan provisions relative to the denial;
(iii) describe any material and information, if any, necessary for the claim for benefits to be allowed, that had been
requested, but not received by the Plan Administrator;
(iv) advise the Participant that any appeal of the Plan Administrator's adverse determination must be made in writing to the
Plan Administrator within sixty (60) days after receipt of the initial denial notification, and must set forth the facts upon which the
appeal is based; and
(v) advise the Participant of the Participant's right to bring a civil action under Section 502(a) of ERISA following an
adverse benefit determination on review.
(c) Claimant's Review – When a claimant receives notice of denial of a claim or does not receive notification of acceptance or
denial within ninety (90) days after submitting a claim, the claimant, either in person or by duly authorized representative, may:
(i) request, in writing, a review of the claim by the Plan Administrator;
(ii) review pertinent documents relating to the denial;
(iii) submit issues and comments in writing; and
(iv) request, in writing, a hearing with the Plan Administrator; provided that the claimant takes appropriate action within
sixty (60) days after receiving notice of denial.
(d) Claim Review Decision – The Plan Administrator shall make its decision with respect to a claim review promptly, but not
later than sixty (60) days after receipt of the request. Such sixty (60) day period may be extended for another period of sixty (60) days
if the Plan Administrator reviewing the claim finds that special circumstances require an extension of time for processing.
(e) Final Decision – The final decision of the Plan Administrator shall be in writing, (i) give specific reason(s) for the adverse
decision, (ii) make specific references to the pertinent Plan provisions on which the decision is based, (iii) include a statement that the
claimant is entitled to receive, upon request and free of charge, reasonable access to, and copies
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