HSBC 2012 Annual Report Download - page 540

HSBC HOLDINGS PLC
Shareholder Information (continued)
Index
538
Debt securities in issue 474
accounting policy 404
Defined terms inside front cover
Deposits 449
accounting policy 404
average balances and average rates 33
Derivatives 145, 167, 179, 189, 452
accounting policy 395
Directors
annual incentives 355
appointments and re-election 316
biographies 302
Board of Directors 309
conflicts of interest 316
emoluments 361, 419
executive 312
exit payments 359
fees 362
interests 343
non-executive 313
other directorships 363
pensions 365
performance evaluation 315
relations with shareholders 316
remuneration (executive) 354, 361
responsibilities (statement of) 368
service contracts 359
terms of appointment 309
Disclosure philosophy 12
Disposal groups 471, 475
Disposals 18, 27, 52, 78, 117, 499
Diversity and inclusion 335
Dividends 344, 425, 516, 523
payout ratio 29
per share 2, 24
E
Earnings per share 2, 23, 29, 426
Economic background
Europe 81
Hong Kong 88
Latin America 111
Middle East and North Africa 99
North America 104
Rest of Asia-Pacific 93
Economic loss 51
Efficiency and revenue mix ratios 3
Employees 335
compensation and benefits 366, 409
disabled 336
diversity and inclusion 335
engagement 22
issues 331
numbers 42, 335, 409
relations 335
remuneration policy 336
reward 335
Encumbered assets 211
Enhanced Disclosure Task Force 12, 119
Enquiries (from shareholders) 518
Equity 47
Equity securities 222
Europe
balance sheet data 86, 431
collateral 164-167
constant currency/reported reconciliation 178
customer accounts 50
economic background 81
lending 140, 141, 142, 147, 149, 153, 157, 158, 163, 167,
172, 181
loan impairment charges/allowances 169, 170
operating expenses 85
pension plans 248, 279
principal operations 81
profit/(loss) 81, 86, 428
profit/(loss) by country 82
review of performance 81
risk-weighted assets 79
Eurozone 129
exposures 192
Events after the balance sheet date 515
Exposures 185, 186
F
Fair value 438
accounting policy 393
adjustments 439
control framework 438
movements 80
valuation bases 441, 442
Fee income (net) 35
Fiduciary risk 126, 231, 273
Filters (six) 18
Financial assets
accounting policy 397
designated at fair value 451
not qualifying for de-recognition 459
reclassification 388, 450
transfers 458
Financial assets and liabilities
accounting policy 397
by measurement basis 432
Financial guarantee contracts
accounting policy 402
Financial highlights 2
Financial instruments
accounting policy (fair value) 393
accounting policy (valuation) 56, 388, 448
at fair value 37, 437
credit quality 154, 253
net income from 406
not at fair value 447
Financial investments 49, 145, 179, 456
accounting policy 394
gains less losses from 38
Financial liabilities designated at fair value 473
contractual maturities 214
Financial risks (insurance) 238, 275
Financial Services Compensation Scheme 501
Financial System Vulnerabilities Committee 328
Financial statements 371
Five-year comparison 29, 45
Footnotes 120, 249, 382
Forbearance 158
Foreclosures 151
Foreign currencies/exchange
accounting policy 401
exposures 493
rates 29, 45
Funding sources (diversity) 209
Funds under management 118
G
Gains on disposal of US branch network, US cards
and Ping An 39
Geographical regions 16, 79
Global businesses 16, 58
Global Banking and Markets 18, 60, 68, 204, 432
constant currency/reported profit 26
Global functions 16
Global People Survey 335
Global Private Banking 19, 60, 72, 204, 432
constant currency/reported profit 26
Glossary 529
Going concern 334
Goodwill
accounting policy 55, 398
and intangible assets 463