TCF Bank 2001 Annual Report Download - page 4

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2
TCF had another great year. We earned a record
$207.3 million in 2001, our 11th consecutive year
of record operating earnings. Our diluted earnings
per share increased 15 percent to $2.70. Return on
average assets (ROA) was 1.79 percent, and our return
on average realized common equity (RORE) was 23.18
percent. On a cash basis (the measure that will be used
under generally accepted accounting principles starting
next year), TCF earned $2.80 per common share, a
return on average assets of 1.86 percent and a return
on average realized common equity of 24.03 percent.
THE CUSTOMER FIRST
TCF–“The
Customer First.”
We are firmly commit-
ted to providing
outstanding service
to our customers,
every day. DEAR
SHAREHOLDERS