HSBC 2015 Annual Report Download - page 494

Shareholder information (continued)
Index
HSBC HOLDINGS PLC
492
risk-weighted assets 2
Commercial real estate 137
Committees (Board) 262, 276
Communication with shareholders 284, 472
Communities (investing in) 39
Compliance risk 106, 178, 217
Concentration of exposure 123, 196
Conduct 40, 97, 332
Conduct & Values committee 193, 272
Conduits 443
Consent orders 113, 448
Constant currency 48
Consumer Credit Act 422
Contents 1
Contingent convertible securities 438
Contingent liabilities, contractual commitments and guarantees 441
accounting policy 441
Contractual maturity of financial liabilities 164
Corporate governance 249
codes report 256
Cost efficiency ratio 60, 79, 82, 86, 89, 92
Cost savings 21
Counterparty credit risk 232
Credit default swap regulatory investigation 453
Credit exposure 122
Credit quality 125
classifications 196, 198
Credit risk 118
description 105
in 2015 120
insurance 185, 222
management thereof 195
policies and practices 193
risk-weighted assets 229
Credit valuation adjustment 382
Critical accounting estimates and judgements 64, 353, 354, 378, 402, 406,
421
Customer accounts 51, 61, 62, 63, 74, 80, 84, 87, 90, 94, 160, 339, 376, 390,
405, 417, 428, 435
Customers 28, 29, 30, 31
Customer lending and deposit (combined) 62
D
Dealings in HSBC Holdings plc securities 284
Debit valuation adjustment 382
Debt securities in issue 418
accounting policy 418
Defined terms 478
Deposits 51, 61, 62, 164
combined view 62
core 205
average balances and average rates 51
Derivatives
accounting policy 394
assets 124
credit 141, 142, 396
interest rate 422
market risk linkages 171
trading 395
Directors
appointments and re-election 257
benefits 311
biographies 249
conflicts of interest 261
emoluments 368
executive 256
exit payments 312
fees 311
induction 259
interests 282, 314
loss of office 312
non-executive 256
other directorships 296
payments to past Directors 311
pensions 312
performance evaluation 260, 307
relations with shareholders 261
remuneration (executive) 44, 289
remuneration (non-executive) 299, 317
responsibilities (statement of) 322
service contracts 297
training and development 259
variable pay 45, 290, 303, 305
Disclosure philosophy 96
Disposal gains/groups 416
Disposals 440
Dispute risk 113
Diversity and inclusion 38, 278
Dividends 283, 371, 470
income 50, 74, 337, 358
payout ratio 50
per share 27
E
Earnings per share 50, 372
Earnings releases 472
Employees 278
compensation and benefits 318, 361
development 278
disabled 278
diversity and inclusion 38, 278
engagement 273
gender balance 38
health, welfare and safety 278
highest paid 319
material risk takers 300, 321
numbers 60, 79, 82, 86, 89, 92, 361
relations 278
remuneration policy 279, 300
reward 38
risk 104
share plans 279, 364
sign-on and severance 321
volunteering 5
whistleblowing 179
Encumbered assets 162, 209
Enhanced Disclosure Task Force 96
Enquiries (from shareholders) 472
Equity
five year 61
movement in 2015 63
Equity securities 169, 215
Europe 79
adjusted performance 3
adjusted/reported reconciliation 77
balance sheet data 80, 376
collateral 139
country/business highlights 32
customer accounts 63
financial overview 32
goodwill 407
impaired loans 128
lending 123, 124, 127, 137, 139, 147, 391
loan impairment charges/allowances 32, 132, 134
mortgage loans 147
operating expenses 79
personal lending 143
principal operations 79
profit 32, 76, 79
profit/(loss) by country 79
renegotiated loans 130
reverse repos 143
risk-weighted assets 3
staff numbers 60, 79
total assets 76
wholesale lending 136
Events after the balance sheet date 457
F
Fair value
accounting policy 378
adjustments 380
control framework 378
derivatives 395
reconciliation 384
valuation bases 382
Fee income (net) 53
Fiduciary risk 106, 189, 224
FIFA investigation 454
Financial assets