HSBC 2015 Annual Report Download - page 128

Report of the Directors: Risk (continued)
Credit risk
HSBC HOLDINGS PLC
126
Distribution of financial instruments by credit quality (continued)
Neither past due nor impaired Past due
but not
impaired Impaired
Total
gross
amount
Total Strong Good Satisfactory
Sub-
standard
Impairment
allowances5
$m $m $m $m $m $m $m $m $m
Cash and balances at central banks 127,971 1,438 195 353 129,957 129,957
Items in the course of collection from
other banks 4,515 46 365 1 4,927 4,927
Hong Kong Government certificates
of indebtedness 27,674
–
–
–
27,674 27,674
Trading assets6 168,521 35,042 24,740 641 228,944 228,944
–
treasury and other eligible bills 13,938 1,641 559 32 16,170 16,170
–
debt securities 111,138 17,786 12,305 303 141,532 141,532
–
loans and advances:
to banks 17,492 4,961 5,016 112 27,581 27,581
to customers 25,953 10,654 6,860 194 43,661 43,661
Financial assets designated at fair
value6 3,017 4,476 1,207 331 9,031 9,031
–
treasury and other eligible bills 5
–
–
51 56 56
–
debt securities 3,011 4,476 1,124 280 8,891 8,891
–
loans and advances:
to banks 1
–
83
–
84 84
to customers
–
–
–
–
–
–
Derivatives6 269,490 58,596 15,962 960 345,008 345,008
Loans and advances to customers held
at amortised cost7 487,734 239,136 196,685 20,802 13,357 29,283 986,997 (12,337) 974,660
–
personal 320,678 32,601 15,109 1,130 8,876 15,160 393,554 (4,600) 388,954
–
corporate and commercial 141,375 192,799 171,748 18,986 3,922 13,795 542,625 (7,441) 535,184
–
non-bank financial institutions 25,681 13,736 9,828 686 559 328 50,818 (296) 50,522
Loans and advances to banks held
at amortised cost 83,766 19,525 7,945 914 1 47 112,198 (49) 112,149
Reverse repurchase agreements
–
non-trading 98,470 28,367 33,283 1,593
–
–
161,713
–
161,713
Financial investments 347,218 27,373 22,600 5,304
–
2,278 404,773 404,773
–
treasury and other similar bills 68,966 6,294 4,431 1,826
–
–
81,517 81,517
–
debt securities 278,252 21,079 18,169 3,478
–
2,278 323,256 323,256
Assets held for sale 802 43 79
–
2 465 1,391 (16) 1,375
–
disposal groups 768 43 79
–
–
–
890
–
890
–
non-current assets held for sale 34
–
–
–
2 465 501 (16) 485
Other assets 12,213 7,521 12,897 631 208 419 33,889 33,889
–
endorsements and acceptances 1,507 4,644 4,281 298 34 11 10,775 10,775
–
accrued income and other 10,706 2,877 8,616 333 174 408 23,114 23,114
At 31 December 2014 1,631,391 421,563 315,958 31,530 13,568 32,492 2,446,502 (12,402) 2,434,100
% % %%%%%
Percentage of total gross amount 66.7 17.2 12.9 1.3 0.6 1.3 100.0
For footnotes, see page 191.