HSBC 2015 Annual Report Download - page 120

Report of the Directors: Risk (continued)
Credit risk
HSBC HOLDINGS PLC
118
Credit risk
Page App1Tables Page
Credit risk 120 195 Summary of credit risk 120
Gross loans to customers and banks over five years 121
Loan impairment charge over five years 121
Loan impairment charges by geographical region 121
Loan impairment charges by industr
y
121
Loan impairment allowances over five years 121
Credit risk management 195
Assets held for sale 121 Loans and advances to customers and banks measured
at amortised cost 121
Gross loans and impairment allowances on loans and
advances to customers and banks reported in ‘Assets
held for sale’ 122
Loan impairment charges and other credit risk provisions 122
Credit exposure 122
Maximum exposure to credit risk 122
Other credit risk mitigants 122 Maximum exposure to credit risk 123
Loan and other credi
t
-related commitments 123
Concentration of exposure 123 196
Financial investments 123
Trading assets 124
Derivatives 124
Loans and advances 124 Gross loans and advances by industry sector and by
geographical region 124
Credit quality of financial instruments 125 196
Credit quality classification 196 Distribution of financial instruments by credit qualit
y
125
Past due but not impaired gross financial instruments 127 Past due but not impaired gross financial instruments by
geographical region 127
A
geing analysis of days for past due but not impaired
gross financial instruments 127
Impaired loans 128 Movement in impaired loans by geographical region 128
Renegotiated loans and forbearance 129 197 Renegotiated loans and advances to customers by
geographical region 130
Movement in renegotiated loans and advances to
customers by geographical region 131
Renegotiated loans b
y
arrangement type:
corporate and commercial and financial 132
Renegotiated loans by arrangement type:
personal lending 132
Impairment of loans and advances 132 Loan impairment charge to the income statement by
industry sector 132
Loan impairment charge to the income statement by
assessment type 132
Charge for impairment losses as a percentage of
average gross loans and advances to customers
by geographical region 133
Movement in impairment allowances by industry sector
and geographical region 134
Movement in impairment allowances on loans and
advances to customers and banks 135
Impairment assessment 201
Wholesale lending 135 Total
w
holesale lending 136
Commercial real estate 137 Commercial real estate lending 137
Commercial real estate loans and advances maturity
analysis 138
Commercial real estate loans and advances including loan
commitments by level of collateral 139
Other corporate, commercial and non-bank financial
institutions loans and advances including loan
commitments by level of collateral rated CRR/EL8 to
10 only 140