The Hartford 2008 Annual Report Download - page 796

11.10 Procedure where Person is Unable to be Located. If the Plan Administrator is unable to locate any person who is or
may become entitled to a benefit under the Plan because the identity or whereabouts of the person cannot be ascertained, the
Plan Administrator shall give written notice addressed to such person at his or her last known address as shown on the
records of the Company, unless the amount of such benefit is $500.00 or less. This amount shall automatically be forfeited,
without notice, if determined appropriate by the Plan Administrator, and such forfeiture shall be applied to reduce future
Company Contributions, subject to reinstatement, if a proper application for such amount is subsequently made. Any
reinstatement shall be made with interest, which for purposes of this Section means, for any particular year, interest at the
January first Federal mid-term interest rate published by the Internal Revenue Service for that year, such January first rate to
apply on a prorated basis to all months in such year, and such interest to be compounded annually. If the amount of such
benefit is greater than $500.00, the amount of such benefit for such person shall continue to be maintained in the Plan until
the earlier of: (A) the date such person makes application therefor, (B) the third anniversary of the date the Plan
Administrator first gave notice to such person as provided in this Section, or (C) the day before such benefit would
otherwise escheat under any applicable law. If the Plan Administrator, by making reasonably diligent effort, cannot locate
such person within the time described in the preceding sentence, the amount of such person’s benefit under the Plan shall be
forfeited, and such forfeiture shall be applied to reduce future Company Contributions, subject to reinstatement, upon proper
application as stated in this section.
ARTICLE TWELVE
QUALIFIED DOMESTIC RELATIONS ORDERS
12.1 Procedures for QDROs. The Pension Administration Committee shall establish procedures consistent with Code
Section 414(p) to determine the qualified status of any Domestic Relations Order, which shall be referred to herein as a
“DRO” and which means a judgment, decree or order or any modification thereof (including approval of a property
settlement agreement) that (A) relates to the provision of child support, alimony payments or marital property rights to a
spouse, former spouse, child, or other dependent of a Member, and (B) is made pursuant to a state domestic relations law
(including a community property law). Such Committee shall also establish procedures to administer any QDRO (as defined
below), and to provide all notices required by Code Section 414(p) to the Member, and to the Alternate Payee, which shall
mean a spouse, former spouse, child or other dependent of a Member who is recognized by a DRO as having a right to
receive all, or a portion of, the benefits payable under the Plan with respect to such Member. All procedures so established
shall be binding on all Members, Deferred Members and Alternate Payees. The Pension Administration Committee may
charge a fee to the Accounts of a Member, Deferred Member or Alternate Payee for processing of a DRO.
12.3 Determination of QDRO Status. Within a reasonable period of time after the receipt of a DRO (or any modification
thereof), the Pension Administration Committee or designee shall determine whether such order qualifies as a qualified
domestic relations order under Code Section 414(p). Any DRO that so qualifies shall be considered a “QDRO” for purposes
of this Article Twelve. A DRO shall not fail to qualify as a QDRO merely because it provides for payment to the Alternate
Payee before the Member’s Termination of Employment.
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Source: HARTFORD FINANCIAL S, 10-K, February 12, 2009