The Hartford 2008 Annual Report Download - page 455

commissioner. Through at least October 30, 2009, substantially all dividend payments from the Company’s
property-casualty insurance subsidiaries will be subject to prior approval of the Connecticut Insurance Commissioner due to
extraordinary dividend limitations under the insurance holding company laws of Connecticut. With respect to dividends to
HLI, it is estimated that the Company’s life insurance subsidiaries’ non-extraordinary dividend limitation under the
insurance holding company laws of Connecticut is approximately $631 in 2009. However, because the life insurance
subsidiaries’ earned surplus is only approximately $597 as of December 31, 2008, the Company’s life insurance subsidiaries
will be permitted to pay dividends up to this amount to HLI in 2009 without prior approval from the applicable insurance
commissioner. In 2008, HFSG and HLI received a combined total of $2.8 billion from their insurance subsidiaries.
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Source: HARTFORD FINANCIAL S, 10-K, February 12, 2009