Experian 2013 Annual Report Download - page 28
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Protecting our business
Risk management is an essential element of how we run our business
to help achieve long-term shareholder value and protect our business,
people, assets, capital and reputation.
Our approach to risk management aims
to identify risks as early as possible and
to either remove those risks or reduce
that risk to an acceptable level.
Our risk management framework
provides a structured and consistent
process for identifying, assessing,
responding and reporting risks.
Through its execution, the framework
enables management to demonstrate
a responsible and proactive embedded
approach to risk management. In doing
so, the main functions of the Board are
supported by identifying and managing
risk in alignment with our strategic
objectives, risk appetite, corporate
responsibility strategy and the long-term
drivers in the business.
Risk management is central to how we
run our business and is fundamental
to how we create value and deliver
substantial returns to shareholders.
Risk management operates at all
levels throughout our organisation,
across geographies, business lines and
operational support functions.
TONE AT THE TOP
BUSINESS STRATEGY
RISK MANAGEMENT AND INTERNAL CONTROL FRAMEWORK
PRINCIPAL FEATURES OF THE RISK MANAGEMENT
AND INTERNAL CONTROL SYSTEMS
Sustaining
a culture of
integrity and
ethical values
Commitment to
maintaining a
strong risk and
control culture
Commitment to
competency
Product
innovation
New customer
segments
Expanding
geographically
MonitorIdentify
risks
Evaluate risks in the
context of the current
control environment
Respond
to risks
Communicate
26 Experian Annual Report 2013 Business overview