MoneyGram 2009 Annual Report Download - page 3

TABLE OF CONTENTS
Page
PART I.
Item 1. Business 1
History and Development 1
Our Business 2
Our Segments 2
Global Funds Transfer Segment 2
Financial Paper Products Segment 4
Product and Infrastructure Development and Enhancements 4
Sales and Marketing 5
Competition 5
Regulation 5
Clearing and Cash Management Bank Relationships 8
Intellectual Property 8
Employees 9
Executive Officers of the Registrant 9
Available Information 10
Item 1A. Risk Factors 10
Item 1B. Unresolved Staff Comments 21
Item 2. Properties 21
Item 3. Legal Proceedings 21
Item 4. [Reserved] 23
PART II.
Item 5. Market for the Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity
Securities 23
Item 6. Selected Financial Data 25
Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations 26
Item 7A. Quantitative and Qualitative Disclosures about Market Risk 62
Item 8. Financial Statements and Supplementary Data 62
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 62
Item 9A. Controls and Procedures 62
Item 9B. Other Information 62
PART III.
Item 10. Directors, Executive Officers and Corporate Governance 63
Item 11. Executive Compensation 63
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 63
Item 13. Certain Relationships and Related Transactions, and Director Independence 63
Item 14. Principal Accountant Fees and Services 63
PART IV.
Item 15. Exhibits and Financial Statement Schedules 64
Signatures
Exhibit Index
EX-3.1
EX-10.30
EX-10.41
EX-21
EX-23
EX-24
EX-31.1
EX-31.2
EX-32.1
EX-32.2